/* Стили для секций - Kapital77.ru */

/* Sticky Bar */
.section-sticky-bar {
    position: sticky;
    top: 0;
    z-index: 1000;
    background-color: var(--color-bg);
    background-image: linear-gradient(180deg, rgba(37, 99, 235, 0.04) 0%, rgba(255, 255, 255, 1) 100%);
    border-bottom: 1px solid rgba(0, 0, 0, 0.08);
    /* Чистая тень как на leads77.ru */
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.06);
    padding: 14px 0;
    transition: box-shadow 0.3s ease;
    /* Всегда видим */
    display: block !important;
    visibility: visible !important;
    opacity: 1 !important;
    /* Важно для sticky: не должно быть overflow на родителях */
    margin: 0;
    width: 100%;
    /* Убеждаемся, что sticky работает - должен быть на уровне body */
    left: 0;
    right: 0;
    /* Для Safari */
    position: -webkit-sticky;
    position: sticky;
}

/* Кайдзен улучшение: тень становится более заметной при скролле */
.section-sticky-bar.scrolled {
    box-shadow: 0 16px 36px rgba(15, 23, 42, 0.12);
}

.sticky-bar {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: var(--spacing-md);
    flex-wrap: wrap;
    min-height: 70px; /* Минимальная высота как на leads77.ru */
}

/* Логотип */
.sticky-bar__logo {
    flex-shrink: 0;
}

.sticky-bar__logo .logo-link {
    text-decoration: none;
    /* Держим logo-text и tagline строго в колонке (иначе расползается в одну строку) */
    display: inline-flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 4px;
}

.sticky-bar__logo .logo-text {
    font-family: var(--font-family-heading); /* Montserrat для выразительности */
    font-size: 26px;
    font-weight: var(--font-weight-bold); /* 700 */
    color: var(--color-text);
    transition: color 0.2s ease;
    line-height: var(--line-height-tight); /* 1.2 */
    display: block;
    letter-spacing: -0.02em;
}

.sticky-bar__logo .logo-tagline {
    /* Подзаголовок под логотипом (как на leads77.ru); длинный слоган — перенос строки */
    display: block;
    margin-top: 2px;
    font-size: 12px;
    font-weight: var(--font-weight-normal); /* 400 */
    letter-spacing: 0.01em;
    line-height: 1.3;
    color: var(--color-text-light);
    white-space: normal;
    max-width: min(24rem, 100%);
}

.sticky-bar__logo .logo-link:hover .logo-text {
    color: var(--color-primary-light);
}

/* Контакты (как на leads77.ru) */
.sticky-bar__contacts {
    display: flex;
    align-items: center;
    gap: var(--spacing-lg); /* 40px - больше отступ между контактами */
    flex-wrap: wrap;
    flex: 1;
    justify-content: center;
    margin: 0 var(--spacing-md); /* Отступы слева и справа */
}

.sticky-contact-item {
    display: flex;
    align-items: flex-start;
    flex-direction: column;
    gap: 2px;
}

.sticky-contact-content {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.sticky-contact-label {
    font-family: var(--font-family); /* Inter */
    font-size: 13px;
    font-weight: var(--font-weight-normal); /* 400 */
    color: var(--color-text-light);
    line-height: 1.3;
    white-space: nowrap;
}

.sticky-phone-link {
    font-family: var(--font-family); /* Inter для контактов */
    color: var(--color-text) !important;
    text-decoration: none !important;
    font-weight: var(--font-weight-semibold); /* 600 - SemiBold */
    font-size: 16px;
    transition: color 0.2s ease;
    white-space: nowrap;
    line-height: 1.4;
}

.sticky-email-link {
    font-family: var(--font-family); /* Inter для контактов */
    color: var(--color-text) !important;
    text-decoration: none !important;
    font-weight: var(--font-weight-normal); /* 400 - Regular */
    font-size: 16px;
    transition: color 0.2s ease;
    white-space: nowrap;
    line-height: 1.4;
}

.sticky-phone-link:hover,
.sticky-email-link:hover {
    color: var(--color-primary) !important;
    text-decoration: none !important;
}

/* Мессенджеры */
.sticky-bar__messengers {
    display: flex !important;
    align-items: center;
    gap: 8px; /* Отступ между иконками */
    flex-shrink: 0;
    visibility: visible !important;
    opacity: 1 !important;
    margin: 0 var(--spacing-md) 0 0; /* Отступ справа перед кнопкой */
    padding: 0;
}

.sticky-messenger-link {
    display: inline-flex !important;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    border-radius: 10px;
    background: rgba(37, 99, 235, 0.1);
    border: 1.5px solid rgba(37, 99, 235, 0.2);
    color: var(--color-primary);
    text-decoration: none;
    transition: all 0.25s ease;
    flex-shrink: 0;
    visibility: visible !important;
    opacity: 1 !important;
    position: relative;
}

.sticky-messenger-link:hover {
    background: rgba(37, 99, 235, 0.18);
    border-color: rgba(37, 99, 235, 0.35);
    transform: translateY(-2px) scale(1.05);
    box-shadow: 0 4px 12px rgba(37, 99, 235, 0.25);
}

.sticky-messenger-link:active {
    transform: translateY(0) scale(0.98);
}

.sticky-messenger-link svg,
.sticky-messenger-link img {
    width: 22px;
    height: 22px;
    display: block;
    flex-shrink: 0;
    object-fit: contain;
}

.sticky-messenger-link--whatsapp {
    color: #25D366;
    background: rgba(37, 211, 102, 0.08);
    border-color: rgba(37, 211, 102, 0.15);
}

.sticky-messenger-link--whatsapp:hover {
    background: rgba(37, 211, 102, 0.15);
    border-color: rgba(37, 211, 102, 0.25);
    box-shadow: 0 4px 12px rgba(37, 211, 102, 0.2);
}

.sticky-messenger-link--telegram {
    color: #0088cc;
    background: rgba(0, 136, 204, 0.08);
    border-color: rgba(0, 136, 204, 0.15);
}

.sticky-messenger-link--telegram:hover {
    background: rgba(0, 136, 204, 0.15);
    border-color: rgba(0, 136, 204, 0.25);
    box-shadow: 0 4px 12px rgba(0, 136, 204, 0.2);
}

.sticky-messenger-link--vk {
    color: #0077FF;
    background: rgba(0, 119, 255, 0.08);
    border-color: rgba(0, 119, 255, 0.15);
}

.sticky-messenger-link--vk:hover {
    background: rgba(0, 119, 255, 0.15);
    border-color: rgba(0, 119, 255, 0.25);
    box-shadow: 0 4px 12px rgba(0, 119, 255, 0.2);
}

.sticky-messenger-link--vkmax {
    color: #0077FF;
    background: rgba(0, 119, 255, 0.1);
    border-color: rgba(0, 119, 255, 0.2);
}

.sticky-messenger-link--vkmax:hover {
    background: rgba(0, 119, 255, 0.18);
    border-color: rgba(0, 119, 255, 0.35);
    box-shadow: 0 4px 12px rgba(0, 119, 255, 0.25);
}

/* CTA кнопки (два уровня) */
.sticky-bar__cta {
    display: flex;
    align-items: center;
    gap: var(--spacing-xs); /* 8px между кнопками */
    flex-shrink: 0;
    white-space: nowrap;
}

.sticky-bar__cta .btn-cta-callback,
.sticky-bar__cta .btn-cta-sticky {
    white-space: nowrap;
    padding: 10px 20px;
    font-size: 14px;
    font-family: var(--font-family-heading); /* Montserrat для выразительности */
    font-weight: var(--font-weight-semibold); /* 600 для обеих кнопок */
    line-height: var(--line-height-tight); /* 1.2 */
    letter-spacing: 0.01em;
}

.sticky-bar__cta .btn-cta-sticky {
    font-weight: var(--font-weight-bold); /* 700 для основной кнопки */
    padding: 12px 24px;
    font-size: 15px;
}

/* Бургер в sticky-bar (перенесён из header) — не наезжает на кнопки на десктопе */
.sticky-bar__burger {
    flex-shrink: 0;
    margin-left: 12px;
    pointer-events: auto; /* гарантирует кликабельность при overlay header (header pointer-events: none) */
}

/* Навигация в sticky bar: не показываем — меню везде в бургере (три линии) */
.sticky-bar__nav {
    display: none !important;
}

@media (max-width: 1024px) {
    .sticky-bar__contacts {
        gap: var(--spacing-md); /* 24px на планшете */
    }
    
    .sticky-bar__logo .logo-text {
        font-size: 20px; /* Уменьшаем логотип на tablet */
    }
    
    .sticky-contact-label {
        font-size: 12px;
    }
    
    .sticky-phone-link,
    .sticky-email-link {
        font-size: 15px;
    }
    
    .sticky-bar__messengers {
        gap: 6px;
        display: flex !important;
        visibility: visible !important;
    }
    
    .sticky-messenger-link {
        width: 38px;
        height: 38px;
        display: inline-flex !important;
        visibility: visible !important;
    }
    
    .sticky-messenger-link svg,
    .sticky-messenger-link img {
        width: 20px;
        height: 20px;
    }
    
    .sticky-bar__cta .btn-cta-sticky {
        font-size: 15px;
        padding: 10px 20px;
    }
}

/* Bottom CTA для мобильных (телефон/WhatsApp) */
.bottom-cta-mobile {
    display: none; /* Скрыт по умолчанию на desktop */
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    z-index: 9999;
    background: linear-gradient(180deg, rgba(255, 255, 255, 0.98) 0%, rgba(255, 255, 255, 1) 100%);
    backdrop-filter: blur(10px);
    border-top: 1px solid rgba(0, 0, 0, 0.1);
    box-shadow: 0 -4px 20px rgba(0, 0, 0, 0.15);
    padding: 8px 12px;
    transition: transform 0.3s ease, opacity 0.3s ease;
}

.bottom-cta-mobile.hidden {
    transform: translateY(100%);
    opacity: 0;
    pointer-events: none;
}

.bottom-cta-mobile__content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 8px;
    max-width: 100%;
}

.bottom-cta-mobile__amount-wrapper {
    flex: 1;
    min-width: 0;
}

.bottom-cta-mobile__amount-input {
    width: 100%;
    min-height: 42px;
    padding: 10px 12px;
    font-size: 14px;
    font-weight: 500;
    border: 1px solid rgba(0, 0, 0, 0.15);
    border-radius: 10px;
    background: #ffffff;
    color: var(--color-text);
    transition: all 0.3s ease;
    -webkit-appearance: none;
    appearance: none;
}

.bottom-cta-mobile__amount-input:focus {
    outline: none;
    border-color: var(--color-primary);
    box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.1);
}

.bottom-cta-mobile__amount-input::placeholder {
    color: rgba(0, 0, 0, 0.4);
}

.bottom-cta-mobile__phone {
    flex: 1;
    display: flex;
    align-items: center;
    gap: 10px; /* Уменьшаем gap */
    text-decoration: none;
    color: var(--color-text);
    padding: 10px 12px;
    background: var(--color-primary);
    color: #ffffff;
    border-radius: 10px; /* Немного меньше радиус */
    font-weight: 700;
    font-size: 14px;
    line-height: 1.2;
    transition: transform 0.3s ease, box-shadow 0.3s ease, background 0.3s ease;
    min-height: 46px;
    box-sizing: border-box;
    contain: layout style;
}

.bottom-cta-mobile__phone:hover,
.bottom-cta-mobile__phone:active {
    background: var(--color-primary-dark);
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(37, 99, 235, 0.3);
}

.bottom-cta-mobile__phone-icon {
    font-size: 18px; /* Уменьшаем размер иконки */
    flex-shrink: 0;
}

.bottom-cta-mobile__whatsapp {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    background: #25D366;
    border-radius: 10px; /* Немного меньше радиус */
    text-decoration: none;
    transition: all 0.3s ease;
    flex-shrink: 0;
}

.bottom-cta-mobile__whatsapp:hover,
.bottom-cta-mobile__whatsapp:active {
    background: #20BA5A;
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(37, 211, 102, 0.3);
}

.bottom-cta-mobile__whatsapp-icon {
    width: 24px; /* Уменьшаем размер иконки */
    height: 24px; /* Уменьшаем размер иконки */
    filter: brightness(0) invert(1);
}

@media (max-width: 768px) {
    /* Bottom-CTA отключен: экран свободен, без паразитного паддинга */
    .bottom-cta-mobile {
        display: none !important;
    }
    
    body {
        padding-bottom: 0 !important;
    }

    body.bottom-cta-hidden {
        padding-bottom: 0 !important;
    }
    
    /* Мобильная: компактная полоса — название + слоган слева, бургер справа; поверх прогресса и якоря */
    .section-sticky-bar {
        position: relative;
        padding: 6px 0;
        min-height: 48px;
        z-index: 10002;
        isolation: isolate;
    }
    
    .sticky-bar {
        flex-direction: row;
        align-items: center;
        justify-content: space-between;
        gap: 6px;
        padding: 0;
        min-height: 48px;
        /* padding-right не нужен — бургер внутри sticky-bar */
        flex-wrap: nowrap;
    }
    
    .sticky-bar__logo {
        text-align: left;
        order: 0;
        flex: 1;
        min-width: 0;
    }
    
    .sticky-bar__logo .logo-link {
        display: inline-flex;
        flex-direction: column;
        align-items: flex-start;
        gap: 1px;
    }
    
    .sticky-bar__logo .logo-text {
        font-size: 16px;
        flex-shrink: 0;
        white-space: nowrap;
    }
    
    /* Слоган полностью, без обрезки */
    .sticky-bar__logo .logo-tagline {
        display: block;
        font-size: 10px;
        line-height: 1.2;
        color: var(--color-text-light);
        white-space: normal;
        overflow: visible;
        text-overflow: unset;
        max-width: none;
    }
    
    .sticky-bar__contacts,
    .sticky-bar__messengers,
    .sticky-bar__cta {
        display: none !important;
    }
    
    /* Хедер на мобильной — бургер справа в одной строке со sticky bar */
    .header {
        position: absolute;
        top: 0;
        left: 0;
        right: 0;
        padding: 0;
        min-height: 48px;
        height: 48px;
        background: transparent;
        box-shadow: none;
        pointer-events: none;
        z-index: 1000;
    }
    
    .header .container {
        padding-top: 0;
        padding-bottom: 0;
        pointer-events: none;
        max-width: none;
        width: 100%;
        height: 48px;
    }
    
    .header__content {
        flex-direction: row;
        justify-content: flex-end;
        align-items: center;
        min-height: 48px;
        height: 48px;
        /* pointer-events: none — бургер перенесён в sticky-bar, header не должен перехватывать клики */
        pointer-events: none;
    }
    
    .header__logo {
        display: none;
    }
    
    /* Бургер: touch-зона min 44px, гарантированно поверх и кликабелен (на mobile бургер перенесён в sticky-bar) */
    .sticky-bar__burger {
        position: relative;
        z-index: 10;
        pointer-events: auto;
        min-width: 44px;
        min-height: 44px;
        display: flex;
        align-items: center;
        justify-content: center;
    }
    .header__burger {
        margin-right: 0;
        width: 44px;
        height: 44px;
        min-width: 44px;
        min-height: 44px;
        pointer-events: auto;
    }
    
    .header__burger-line {
        width: 20px;
        height: 1.5px;
    }

    .header.header--burger-in-sticky {
        height: 0;
        min-height: 0;
        padding: 0;
    }
    .header.header--burger-in-sticky .container {
        height: 0;
        min-height: 0;
    }
}

@media (max-width: 480px) {
    .sticky-bar__logo .logo-text {
        font-size: 16px;
    }
    
    .sticky-bar__logo .logo-tagline {
        max-width: none;
        font-size: 10px;
    }
    
    .sticky-bar__contacts {
        flex-direction: column;
        gap: 10px;
    }
    
    .sticky-contact-item {
        width: 100%;
        align-items: center;
        text-align: center;
    }
    
    .sticky-contact-label {
        font-size: 11px;
    }
    
    .sticky-phone-link,
    .sticky-email-link {
        font-size: 14px;
    }
    
    .sticky-bar__messengers {
        gap: 6px;
        display: flex !important;
        visibility: visible !important;
        justify-content: center;
    }
    
    .sticky-messenger-link {
        width: 36px;
        height: 36px;
        display: inline-flex !important;
        visibility: visible !important;
    }
    
    .sticky-messenger-link svg,
    .sticky-messenger-link img {
        width: 20px;
        height: 20px;
    }
    
    .sticky-bar__cta .btn-cta-sticky {
        font-size: 14px;
        padding: 10px 16px;
    }
}

@media (max-width: 360px) {
    .sticky-bar__logo .logo-tagline {
        white-space: normal;
        text-align: center;
        justify-content: center;
    }
}

/* Header (базовые стили — десктоп) */
.header {
    background-color: var(--color-bg);
    box-shadow: 0 2px 4px rgba(0, 0, 0, 0.1);
    padding: var(--spacing-md) 0;
    position: sticky;
    top: 60px;
    z-index: 999;
}

.header__content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: var(--spacing-md);
}

/* Когда бургер в sticky-bar — header не блокирует клики */
.header.header--burger-in-sticky .container {
    pointer-events: none;
}

/* Бургер в sticky-bar (header-loader.js): телефон/CTA не дублируем ни на одной ширине */
.header.header--burger-in-sticky .header__desktop-actions {
    display: none !important;
}

/* Десктоп: бургер внутри sticky-bar — не наезжает на кнопки */
@media (min-width: 769px) {
    .header {
        position: absolute;
        top: 0;
        left: 0;
        right: 0;
        height: 70px;
        padding: 0;
        margin: 0;
        background: transparent;
        box-shadow: none;
        z-index: 1001;
    }
    .header .container {
        max-width: 1200px;
        height: 70px;
        display: flex;
        align-items: center;
        justify-content: flex-end;
    }
    .header__content {
        flex-direction: row;
        align-items: center;
        justify-content: flex-end;
    }
    .header__logo {
        display: none;
    }
    .header__burger {
        display: flex;
    }
    .header__nav {
        display: none;
    }
    /* Панель бургера при открытии — и на десктопе */
    .header.open .header__overlay {
        display: block;
        opacity: 1;
    }
    .header.open .header__panel {
        display: block;
        transform: translateX(0);
    }
    /* Схлопнуть полосу поверх sticky (иначе z-index 1001 дублирует контент) */
    .header.header--burger-in-sticky {
        height: 0;
        min-height: 0;
        overflow: visible;
        /* Иначе прозрачный <header> выше sticky (1000) перехватывает клики по кнопкам/бургеру */
        pointer-events: none;
    }
    .header.header--burger-in-sticky .container {
        height: 0;
        min-height: 0;
        padding: 0;
    }
}

.header__logo a {
    font-size: 24px;
    font-weight: 700;
    color: var(--color-primary) !important;
    text-decoration: none !important;
    transition: color 0.2s;
}

.header__logo a:hover {
    color: var(--color-primary-dark) !important;
    text-decoration: none !important;
}

.header__logo a:visited {
    color: var(--color-primary) !important;
}

/* Меню в бургере на всех экранах; горизонтальное меню скрыто */
.header__nav {
    display: none !important;
}

.header__nav a {
    font-size: var(--font-size-base);
    color: var(--color-text) !important;
    text-decoration: none !important;
    font-weight: 500;
    transition: color 0.2s;
    padding: 8px 0;
}

.header__nav a:hover {
    color: var(--color-primary) !important;
    text-decoration: none !important;
}

.header__nav a:visited {
    color: var(--color-text) !important;
}

/* Бургер-кнопка: видна на всех экранах (меню в три линии) */
.header__burger {
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    gap: 5px;
    width: 44px;
    height: 44px;
    padding: 0;
    border: none;
    background: transparent;
    cursor: pointer;
    -webkit-tap-highlight-color: transparent;
}
.header__burger-line {
    display: block;
    width: 22px;
    height: 2px;
    background: var(--color-text);
    border-radius: 1px;
    transition: transform 0.25s ease, opacity 0.25s ease;
}
.header.open .header__burger-line:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
}
.header.open .header__burger-line:nth-child(2) {
    opacity: 0;
}
.header.open .header__burger-line:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
}

/* Оверлей и панель мобильного меню */
.header__overlay {
    display: none;
    position: fixed;
    inset: 0;
    background: rgba(0, 0, 0, 0.4);
    z-index: 1001;
    opacity: 0;
    transition: opacity 0.25s ease;
    pointer-events: none; /* когда меню закрыто — не перекрывать кнопки в sticky bar */
}
.header.open .header__overlay {
    pointer-events: auto; /* при открытом меню — ловит клик «закрыть» */
}
.header__panel {
    display: none;
    position: fixed;
    top: 0;
    right: 0;
    width: 280px;
    max-width: 85vw;
    height: 100%;
    background: var(--color-bg);
    box-shadow: -4px 0 24px rgba(0, 0, 0, 0.12);
    z-index: 1002;
    padding: 24px;
    overflow-y: auto;
    transform: translateX(100%);
    transition: transform 0.25s ease;
    pointer-events: auto; /* получает клики при pointer-events: none у header (мобильная) */
}
.header__panel-nav {
    display: flex;
    flex-direction: column;
    gap: 8px;
    margin-bottom: 24px;
}
.header__panel-nav a {
    font-size: 18px;
    font-weight: 500;
    color: var(--color-text) !important;
    text-decoration: none !important;
    padding: 12px 0;
}
.header__panel-nav a:hover {
    color: var(--color-primary) !important;
}
.header__panel-contact {
    margin-bottom: 20px;
}
.header__panel-phone {
    font-size: 18px;
    font-weight: 600;
    color: var(--color-primary) !important;
    text-decoration: none !important;
}
.header__panel-cta .btn {
    width: 100%;
}

@media (max-width: 768px) {
    /* Хедер в одной строке со sticky bar: бургер справа (overlay), не под блоком.
       z-index ниже sticky-bar, чтобы клики доходили до кнопок в bar (не перекрывало). */
    .header {
        position: absolute;
        top: 0;
        left: 0;
        right: 0;
        padding: 0;
        min-height: 56px;
        height: 56px;
        background: transparent;
        box-shadow: none;
        pointer-events: none;
        z-index: 100;
    }
    
    .header .container {
        padding: 0;
        max-width: none;
        width: 100%;
        height: 56px;
        pointer-events: none;
    }
    
    .header__content {
        flex-direction: row;
        align-items: center;
        justify-content: flex-end;
        min-height: 56px;
        height: 56px;
        pointer-events: none; /* бургер перенесён в sticky-bar — не перехватывать клики */
    }
    
    .header__logo {
        display: none;
    }
    
    .header__burger {
        display: flex;
    }
    
    .header__nav {
        display: none;
    }
    
    .header.open .header__overlay {
        display: block;
        opacity: 1;
    }
    
    .header.open .header__panel {
        display: block;
        transform: translateX(0);
    }

    /* Sticky bar (10002) выше закрытого header (100). Без этого оверлей/панель — потомки header и остаются под полосой. */
    .header.open {
        z-index: 11000;
    }
}

/* Hero Section — отступы перебиваем !important (другие CSS дают .section и .hero__content padding) */
.section-hero {
    background: #FAF9F6;
    color: var(--color-text, #0F172A);
    min-height: auto;
    display: flex;
    align-items: center;
    position: relative;
    padding-top: 32px !important;
    padding-bottom: 64px !important;
    overflow: hidden;
}

/* Фон заменен на p5.js - этот элемент больше не используется */
/* .hero-parallax-bg удален - используем p5.js canvas */

/* Декоративные элементы перенесены в p5.js фон */
/* .section-hero::before удален - теперь используется p5.js canvas для фона */
/* Плашка модуля находится в main.css с z-index: 10001 */

/* Декоративный элемент перенесен в p5.js фон */
/* .section-hero::after удален - теперь используется p5.js canvas */

@keyframes floatHero1 {
    0%, 100% {
        transform: translate(0, 0) scale(1);
        opacity: 0.12;
    }
    50% {
        transform: translate(50px, -50px) scale(1.15);
        opacity: 0.18;
    }
}

@keyframes floatHero2 {
    0%, 100% {
        transform: translate(0, 0) scale(1);
        opacity: 0.15;
    }
    50% {
        transform: translate(-40px, 40px) scale(1.1);
        opacity: 0.2;
    }
}

/* Контент поверх фона */
.section-hero .container {
    position: relative;
    z-index: 2; /* Поверх всех фоновых элементов */
}

.hero {
    text-align: left;
}

.hero__content {
    max-width: 640px;
    margin-right: auto;
}

/* Перебиваем padding из kaizen — чтобы текст hero был выше */
.section-hero .hero__content {
    padding-top: 0 !important;
    padding-bottom: var(--spacing-md) !important;
}

@media (min-width: 1200px) {
    .section-hero .container,
    .section-trust .container,
    .section-risks .container,
    .section-objections .container,
    .section-team .container,
    .section-advantages .container,
    .section-purposes .container,
    .section-process .container,
    .section-documents-checklist .container,
    .section-comparison .container,
    .section-conditions-ranges .container,
    .section-knowledge-base .container,
    .section-calculator .container,
    .section-cases .container,
    .section-reviews .container {
        margin-left: clamp(48px, 6vw, 120px);
        margin-right: auto;
        padding-right: 280px;
    }

    /* Унифицированный padding-right для модулей с 3D-телефоном (2026-03-14) */
    .section-hero .container,
    .section-trust .container,
    .section-objections .container,
    .section-team .container, /* #team — как objections, зона 3D-формы справа */

    /* Risks — без 3D-телефона, контент на всю ширину (телефон в hero2/advantages/purposes/process) */
    .section-risks .container,
    .section-advantages .container,
    .section-purposes .container,
    .section-process .container,
    .section-documents-checklist .container {
        padding-right: 380px;
    }

    /* Модули без 3D-телефона — убираем лишний padding справа */
    .section-comparison .container,
    .section-conditions-ranges .container,
    .section-knowledge-base .container,
    .section-calculator .container,
    .section-cases .container,
    .section-reviews .container {
        padding-right: var(--spacing-md);
    }

    .hero__content {
        max-width: 820px;
    }
}

.hero__title {
    font-family: var(--font-family-heading); /* Manrope по канону 2026 */
    font-size: clamp(32px, 8vw, 56px); /* Адаптивный размер: 32-48px на мобильных, до 56px на desktop */
    font-weight: 800; /* ExtraBold для максимального акцента */
    margin-bottom: var(--spacing-md);
    line-height: var(--line-height-tight);
    color: #0F172A !important;
    text-shadow: none !important;
    letter-spacing: var(--letter-spacing-heading, -0.025em);
}

/* Абзац под заголовком — единый стиль с блоком «30 минут» и benefits */
.hero__subtitle {
    font-family: var(--font-family);
    font-size: clamp(15px, 3.5vw, 18px);
    margin-bottom: var(--spacing-lg);
    color: #475569 !important;
    text-shadow: none !important;
    font-weight: var(--font-weight-normal);
    line-height: 1.55;
}

/* Плашка «Ответим в течение 30 минут» — тот же шрифт и тон, что и абзац */
.section-hero .hero__sla {
    margin-top: 20px;
    padding: 14px 18px;
    background: rgba(255, 255, 255, 0.12);
    border-left: 4px solid rgba(255, 255, 255, 0.55);
    border-radius: 4px;
    display: inline-block;
    backdrop-filter: blur(8px);
}
.section-hero .hero__sla p {
    margin: 0;
    font-family: var(--font-family);
    font-size: 15px;
    font-weight: 500;
    color: #475569 !important;
    text-shadow: none !important;
    line-height: 1.5;
}

/* Список преимуществ (Подбор за 30 мин… Работаем с любой КИ) — в одном стиле с абзацем */
.section-hero .hero__benefits .benefit-item,
.section-hero .hero__benefits .benefit-text {
    font-family: var(--font-family);
    font-size: clamp(14px, 3vw, 16px);
    font-weight: var(--font-weight-normal);
    color: #475569 !important;
    text-shadow: none !important;
    line-height: 1.5;
}

/* Контакты в Hero (как на mbk.ru) */
.hero__contacts {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 24px;
    margin-bottom: var(--spacing-xl);
    padding: 20px;
    background-color: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    border-radius: 16px;
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.hero-contact-item {
    display: flex;
    align-items: center;
    gap: 8px;
    color: #ffffff;
    font-size: 16px;
}

.contact-icon {
    font-size: 20px;
    opacity: 0.9;
}

.contact-link {
    color: #ffffff;
    text-decoration: none;
    font-weight: 600;
    transition: all 0.3s ease;
    text-shadow: 0 1px 3px rgba(0, 0, 0, 0.3);
}

.contact-link:hover {
    color: #ffd700;
    text-shadow: 0 2px 8px rgba(255, 215, 0, 0.5);
    transform: translateY(-2px);
}

.contact-text {
    color: #ffffff;
    font-weight: 500;
    text-shadow: 0 1px 3px rgba(0, 0, 0, 0.3);
}

.hero__form {
    max-width: 500px;
    margin: 0 auto var(--spacing-xl);
    background-color: rgba(255, 255, 255, 0.95);
    padding: 32px;
    border-radius: 16px;
    box-shadow: 0 8px 32px rgba(0, 0, 0, 0.25);
    backdrop-filter: blur(10px);
}

.hero-form-title {
    font-family: var(--font-family-heading); /* Montserrat для заголовка формы */
    font-size: 24px;
    font-weight: var(--font-weight-bold);
    color: var(--color-text);
    margin-bottom: 8px;
    text-align: center;
}

.hero-form-subtitle {
    font-family: var(--font-family); /* Inter для подзаголовка */
    font-size: 14px;
    color: var(--color-text-light);
    text-align: center;
    margin-bottom: 24px;
    line-height: 1.5;
}

.hero__form .form__input {
    background-color: var(--color-bg);
    border: 2px solid #e0e0e0;
    transition: border-color 0.3s ease;
}

.hero__form .form__input:focus {
    border-color: var(--color-primary);
    outline: none;
}

.hero__form .form__checkbox {
    font-size: 12px;
    color: var(--color-text-light);
}

/* Кнопка "Узнать подробнее" */
.hero__cta {
    text-align: center;
    margin: var(--spacing-lg) 0;
}

.section-hero .btn-secondary {
    background: rgba(255, 255, 255, 0.2);
    backdrop-filter: blur(10px);
    border: 2px solid rgba(255, 255, 255, 0.3);
    color: #ffffff;
    padding: 14px 32px;
    border-radius: 8px;
    font-size: 16px;
    font-weight: 600;
    text-decoration: none;
    display: inline-block;
    transition: all 0.3s ease;
    text-shadow: 0 1px 3px rgba(0, 0, 0, 0.3);
}

.section-hero .btn-secondary:hover {
    background: rgba(255, 255, 255, 0.3);
    border-color: rgba(255, 255, 255, 0.5);
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.2);
}

.hero__benefits {
    display: flex;
    flex-wrap: wrap;
    justify-content: flex-start;
    gap: var(--spacing-md);
    margin-bottom: var(--spacing-lg);
}

.benefit-item {
    display: flex;
    align-items: center;
    gap: var(--spacing-xs);
}

.benefit-icon {
    font-size: 24px;
    /* Кайдзен улучшение: микроанимация на иконках */
    transition: transform 0.3s ease, filter 0.3s ease;
    display: inline-block;
}

.benefit-item:hover .benefit-icon {
    transform: scale(1.1);
    filter: brightness(1.2);
}

.hero__proof {
    font-size: var(--font-size-base);
    color: #ffffff !important; /* Белый текст на темном фоне */
    /* Кайдзен улучшение: улучшенная контрастность на темном фоне */
    opacity: 0.9;
    text-shadow: 0 2px 4px rgba(0, 0, 0, 0.3), 0 0 10px rgba(0, 0, 0, 0.15);
    font-weight: 500;
}

.section-hero .hero__cta,
.section-hero .hero__proof {
    text-align: left;
}

.section-hero .hero__form {
    margin-left: 0;
    margin-right: auto;
}

.section-hero .hero__cta-note {
    color: #ffffff !important;
    text-shadow: 0 1px 3px rgba(0, 0, 0, 0.3);
    opacity: 0.9;
}

/* Hero минимальный (Groq: один месседж + один CTA) */
.hero--minimal .hero__content {
    padding-bottom: var(--spacing-lg);
}
.hero__title--punchy {
    font-size: clamp(1.75rem, 4vw, 2.5rem) !important;
    line-height: 1.2 !important;
    margin-bottom: var(--spacing-md) !important;
}
.hero__subtitle--short {
    font-size: 1.1rem !important;
    opacity: 0.95 !important;
    margin-bottom: var(--spacing-xl) !important;
}
.hero__cta--single {
    margin-top: var(--spacing-md);
}
.hero__cta--single .btn {
    min-width: 220px;
}

/* Hero2 — плавное продолжение Hero1, без резкого контраста */
/* Верх Hero2 = продолжение низа Hero1: насыщенный синий, затем постепенный переход к светлому */
.section-hero2 {
    padding: var(--spacing-xl) 0;
    background-color: #e8eef8;
    background-image:
        /* Верх: сильный синий — мост от Hero1, не «обрыв» */
        radial-gradient(ellipse 90% 60% at 50% 0%, rgba(37, 99, 235, 0.45) 0%, rgba(37, 99, 235, 0.15) 40%, transparent 70%),
        radial-gradient(ellipse 70% 50% at 75% 5%, rgba(92, 111, 234, 0.28) 0%, transparent 55%),
        radial-gradient(ellipse 50% 40% at 20% 15%, rgba(59, 130, 246, 0.2) 0%, transparent 50%),
        /* Низ: мягкие акценты */
        radial-gradient(ellipse 60% 50% at 30% 100%, rgba(37, 99, 235, 0.08) 0%, transparent 60%),
        /* Основной градиент — плавный спуск от синего к белому */
        linear-gradient(
            180deg,
            rgba(29, 53, 87, 0.35) 0%,
            rgba(37, 99, 235, 0.22) 20%,
            rgba(37, 99, 235, 0.1) 45%,
            rgba(37, 99, 235, 0.04) 70%,
            rgba(248, 251, 255, 1) 100%
        );
    background-repeat: no-repeat;
    border-top: 1px solid rgba(37, 99, 235, 0.15);
    position: relative;
}
.hero2 {
    max-width: 720px;
    margin: 0;
    margin-right: auto;
}
/* На десктопе — контент левее, справа место под 3D-телефон (как в Hero) */
@media (min-width: 1200px) {
    .section-hero2 .container {
        margin-left: clamp(48px, 6vw, 120px);
        margin-right: auto;
        padding-right: 340px;
    }
}
/* Текст Hero2 — читаемость, иерархия */
.hero2__subtitle {
    font-size: 1rem;
    line-height: 1.65;
    color: #0f172a;
    margin-bottom: var(--spacing-md);
    font-family: var(--font-family);
}

.hero2__subtitle strong {
    font-family: var(--font-family-heading);
    color: #0f172a;
    font-weight: 600;
}

.hero2__explain {
    font-size: 0.95rem;
    color: #475569;
    margin-bottom: var(--spacing-md);
    line-height: 1.55;
}
.hero2__expert-link {
    margin-bottom: var(--spacing-lg);
}
.hero2__expert-link a {
    color: #1d4ed8;
    text-decoration: underline;
}
.hero2__expert-link a:hover {
    text-decoration: none;
    color: #1e40af;
}
/* Бейджи Hero2 — контраст, читаемость */
.hero2__badges {
    display: flex;
    flex-wrap: wrap;
    gap: var(--spacing-sm);
    margin-bottom: var(--spacing-lg);
}

.hero2__badge {
    display: inline-flex;
    align-items: center;
    font-size: 13px;
    font-weight: 600;
    padding: 8px 16px;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.95);
    color: var(--color-primary-dark, #1e40af);
    border: 1px solid rgba(37, 99, 235, 0.2);
    box-shadow: 0 2px 8px rgba(37, 99, 235, 0.08);
}

.hero2__badge:hover {
    background: #fff;
    border-color: rgba(37, 99, 235, 0.35);
    box-shadow: 0 4px 12px rgba(37, 99, 235, 0.12);
}
/* Hero2 + квиз — единый блок, визуальная связь */
.hero2__quiz-block {
    margin-top: var(--spacing-lg);
    padding: var(--spacing-md) var(--spacing-sm);
    background: rgba(255, 255, 255, 0.65);
    border-radius: var(--radius-lg);
    border: 1px solid rgba(37, 99, 235, 0.12);
    box-shadow: 0 4px 20px rgba(37, 99, 235, 0.06);
}

.hero2__bridge {
    font-size: 1.05rem;
    line-height: 1.5;
    color: #0f172a;
    margin-bottom: 0;
    font-family: var(--font-family-heading);
    font-weight: 600;
    text-align: center;
}

.hero2__quiz-connector {
    width: 2px;
    height: 20px;
    margin: var(--spacing-sm) auto var(--spacing-md);
    background: linear-gradient(to bottom, var(--color-primary) 0%, rgba(37, 99, 235, 0.35) 100%);
    border-radius: 1px;
}
.hero2 .quiz-chip-group {
    margin-top: var(--spacing-md);
}
.hero2__cta {
    display: flex;
    gap: var(--spacing-md);
    flex-wrap: wrap;
    margin-top: var(--spacing-lg);
}
.hero2__proof {
    margin-top: var(--spacing-md);
    font-size: 0.9rem;
    color: #475569;
}

@media (max-width: 768px) {
    .section-hero {
        padding-top: 16px !important; /* Текст hero выше на мобильной */
    }
    .section-hero .hero__content {
        padding-top: 0 !important;
    }
    
    /* Hero2 badges — компактнее на mobile */
    .hero2__badges {
        gap: 8px;
        margin-bottom: var(--spacing-md);
    }
    .hero2__badge {
        font-size: 12px;
        padding: 6px 12px;
    }

    /* Hero2 quiz block — компактнее на mobile */
    .hero2__quiz-block {
        padding: var(--spacing-sm) var(--spacing-xs);
    }
    .hero2__bridge {
        font-size: 1rem;
    }
    
    .hero__title {
        margin-bottom: var(--spacing-sm);
    }
    
    .hero__subtitle {
        margin-bottom: var(--spacing-lg);
        line-height: 1.6;
    }
    
    .hero__benefits {
        flex-direction: column;
        align-items: flex-start;
    }
    
    .hero__contacts {
        flex-direction: column;
        gap: 16px;
        padding: 16px;
    }
    
    .hero-contact-item {
        font-size: 14px;
    }
    
    .hero__form {
        padding: 24px;
        margin: 0 auto var(--spacing-lg);
    }
    
    .hero-form-title {
        font-size: 20px;
    }
    
    .hero-form-subtitle {
        font-size: 13px;
    }
    
    /* Оптимизация полей формы Hero на мобильных */
    .hero__form .form__input {
        min-height: 56px; /* Увеличиваем для thumb-zone */
        padding: 16px 18px;
        font-size: 16px; /* Важно для iOS */
        -webkit-appearance: none;
        appearance: none;
    }
    
    /* Примечание: inputmode и autocapitalize - это HTML атрибуты, 
       они должны быть добавлены в HTML, а не в CSS */
}

/* Преимущества */
.section-advantages {
    /* Фон заменен на p5.js canvas - fallback градиент в backgrounds.css */
    background: transparent; /* Убираем фон, чтобы был виден canvas */
    position: relative; /* Для позиционирования canvas */
    min-height: 100vh;
    display: flex;
    flex-direction: column;
    justify-content: center;
    position: relative;
    overflow: hidden;
}

/* Разрешаем overflow для morphing элементов */
.section-advantages:has(.morph-target),
.section-advantages.morph-complete {
    overflow: visible;
}

.section-advantages {
    /* Фон заменен на p5.js - оставляем только fallback градиенты */
    background-image: 
        /* Декоративные точки (паттерн) - fallback */
        radial-gradient(circle, rgba(92, 111, 234, 0.045) 0.8px, transparent 0.8px),
        /* Радиальные градиенты для глубины */
        radial-gradient(circle at 20% 30%, rgba(92, 111, 234, 0.10) 0%, transparent 55%),
        radial-gradient(circle at 80% 70%, rgba(90, 78, 168, 0.10) 0%, transparent 55%),
        /* Основной градиент - уменьшена непрозрачность, чтобы фон был виден */
        linear-gradient(135deg, 
            rgba(248, 249, 250, 0.3) 0%, 
            rgba(240, 242, 245, 0.3) 25%,
            rgba(233, 236, 239, 0.3) 50%,
            rgba(240, 242, 245, 0.3) 75%,
            rgba(248, 249, 250, 0.3) 100%);
    background-size: 
        56px 56px, /* Размер паттерна точек (реже и спокойнее) */
        800px 800px, /* Размер первого радиального градиента */
        600px 600px, /* Размер второго радиального градиента */
        100% 100%; /* Размер основного градиента */
    background-position: 
        0 0,
        0 0,
        100% 100%,
        0 0;
    background-repeat: repeat, no-repeat, no-repeat, no-repeat;
    /* Анимация движущегося паттерна */
    animation: movePatternAdvantages 70s linear infinite;
}

@keyframes movePatternAdvantages {
    0% {
        background-position: 
            center center, /* Фоновое изображение - не двигаем */
            0 0, /* Паттерн точек */
            0 0, /* Первый радиальный градиент */
            100% 100%, /* Второй радиальный градиент */
            0 0; /* Основной градиент */
    }
    100% {
        background-position: 
            center center, /* Фоновое изображение - не двигаем */
            56px 56px, /* Движение паттерна точек */
            20px 20px, /* Движение первого градиента */
            calc(100% - 20px) calc(100% - 20px), /* Движение второго градиента */
            0 0; /* Основной градиент остается на месте */
    }
}

@media (prefers-reduced-motion: reduce) {
    .section-advantages {
        animation: none;
    }
}

/* Параллакс фон для Преимуществ */
.advantages-parallax-bg {
    position: absolute;
    top: -10%;
    left: 0;
    width: 100%;
    height: 120%; /* Больше высоты для параллакса */
    background: 
        radial-gradient(circle at 30% 40%, rgba(92, 111, 234, 0.08) 0%, transparent 50%),
        radial-gradient(circle at 70% 60%, rgba(90, 78, 168, 0.08) 0%, transparent 50%);
    z-index: 0;
    will-change: transform;
    pointer-events: none;
}

/* Декоративные элементы для секции преимуществ (поверх параллакс фона) */
/* Декоративные элементы перенесены в p5.js фон */
/* .section-advantages::before удален - теперь используется p5.js canvas для фона */
/* Плашка модуля находится в main.css с z-index: 10001 */

/* Декоративный элемент перенесен в p5.js фон */
/* .section-advantages::after удален - теперь используется p5.js canvas */

@keyframes floatAdvantages {
    0%, 100% {
        transform: translate(0, 0) scale(1);
        opacity: 0.15;
    }
    50% {
        transform: translate(40px, -40px) scale(1.1);
        opacity: 0.2;
    }
}

/* Контейнер преимуществ должен быть поверх декоративных элементов */
.section-advantages .container {
    position: relative;
    z-index: 2; /* Поверх всех фоновых элементов */
}

/* Улучшенная читаемость текста на Advantages фоне */
.section-advantages .section__title,
.section-advantages h2 {
    font-family: var(--font-family-heading); /* Montserrat для заголовков */
    font-weight: var(--font-weight-bold);
}

.section-advantages h3 {
    font-family: var(--font-family-heading); /* Montserrat для подзаголовков */
    font-weight: var(--font-weight-semibold);
}

.section-advantages .section__title,
.section-advantages .section__subtitle,
.section-advantages h2,
.section-advantages h3,
.section-advantages p {
    color: var(--color-text); /* Темный текст для контраста */
    text-shadow: 0 1px 2px rgba(255, 255, 255, 0.8); /* Легкая белая тень для читаемости */
}

.advantages-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
    gap: var(--spacing-md);
    max-width: 980px;
    margin: 0 auto 0 0;
}

/* На планшетах: 3 колонки */
@media (max-width: 1200px) {
    .advantages-grid {
        grid-template-columns: repeat(3, 1fr);
        grid-template-rows: auto;
    }
}

/* На мобильных: 2 колонки, компактные карточки (2026-03-17) */
@media (max-width: 768px) {
    .advantages-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        grid-template-rows: auto;
        gap: 10px;
        max-width: 100%;
        margin-left: auto;
        margin-right: auto;
    }
    
    .advantage-card {
        padding: 12px;
        min-height: auto;
    }
    
    .advantage-icon {
        width: 36px;
        height: 36px;
        font-size: 18px;
        margin-bottom: 8px;
    }

    .advantage-icon__img {
        width: 22px;
        height: 22px;
    }
    
    .advantage-title {
        font-size: 14px;
        margin-bottom: 6px;
    }
    
    .advantage-text {
        font-size: 12px;
        line-height: 1.45;
    }
    
    .advantage-card .advantage-cta {
        margin-top: 10px !important;
    }
    
    .advantage-card .advantage-cta .btn-small {
        padding: 8px 12px;
        font-size: 12px;
    }
}

.advantage-card {
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    padding: 24px;
    border-radius: 16px;
    text-align: left;
    box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.06);
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
    min-height: 172px;
    display: flex;
    flex-direction: column;
    justify-content: flex-start;
}

.advantage-card:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(15, 23, 42, 0.1);
    border-color: rgba(30, 58, 138, 0.3);
}

.advantage-card a,
.purpose-card a,
.process-step a {
    display: block;
    text-decoration: none;
    color: inherit;
}

.advantage-card a:hover .advantage-card,
.purpose-card a:hover .purpose-card,
.process-step a:hover .process-step {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(15, 23, 42, 0.1);
}

.advantage-icon {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    margin-bottom: 14px;
    background: #F3F2ED;
    border: 1px solid rgba(15, 23, 42, 0.06);
}

.advantage-icon--themed {
    padding: 0;
    overflow: hidden;
}

/* Иконки из PNG с альфой: без второй «окантовки» от градиента и border базового .advantage-icon */
.advantage-icon.advantage-icon--themed {
    background: transparent;
    border: none;
}

.advantage-icon__img {
    width: 28px;
    height: 28px;
    object-fit: contain;
    display: block;
}

.advantage-icon__img--dark {
    display: none;
}

html[data-theme="dark"] .advantage-icon__img--light {
    display: none;
}

html[data-theme="dark"] .advantage-icon__img--dark {
    display: block;
}

.advantage-title {
    font-size: 16px;
    font-weight: 700;
    margin-bottom: 8px;
    color: var(--color-text);
}

.advantage-text {
    font-size: 14px;
    color: var(--color-text-light);
    line-height: 1.5;
}

/* На что можно использовать */
.purposes-layout {
    display: grid;
    grid-template-columns: 1fr 360px;
    gap: var(--spacing-md);
    align-items: start;
    max-width: 1040px;
    margin: 0 auto 0 0;
}

.purposes-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: var(--spacing-md);
}

.purpose-card {
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    padding: 24px;
    border-radius: 16px;
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
    cursor: pointer;
    box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.06);
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    position: relative;
}

.purpose-card:hover {
    transform: translateY(-2px);
    border-color: rgba(30, 58, 138, 0.3);
    box-shadow: 0 8px 24px rgba(15, 23, 42, 0.1);
}

/* Выбранный сценарий (нарративный квиз) */
.purpose-card.is-selected {
    border-color: #1E3A8A;
    box-shadow: 0 8px 24px rgba(30, 58, 138, 0.12);
    transform: translateY(-2px);
}

.purpose-card.is-selected::after {
    content: "Выбрано";
    position: absolute;
    top: 14px;
    right: 14px;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.2px;
    padding: 4px 10px;
    border-radius: 999px;
    color: #fff;
    background: #1E3A8A;
    box-shadow: 0 2px 8px rgba(30, 58, 138, 0.25);
    pointer-events: none;
}

.purpose-card:focus-visible {
    outline: 3px solid rgba(37, 99, 235, 0.28);
    outline-offset: 4px;
}

.purposes-selected {
    margin: 10px 0 0;
    min-height: 20px;
    max-width: 980px;
    color: rgba(15, 23, 42, 0.80);
    font-size: 14px;
}

.purposes-selected .purposes-selected-chip {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 8px;
    padding: 14px 16px;
    border-radius: 14px;
    background: rgba(255, 255, 255, 0.80);
    border: 1px solid rgba(37, 99, 235, 0.16);
    box-shadow: 0 10px 26px rgba(15, 23, 42, 0.08);
    animation: chipMicrolabelIn 0.35s ease-out;
}

.purposes-selected strong {
    color: rgba(15, 23, 42, 0.92);
}

.purposes-selected .purposes-selected-icon {
    width: 26px;
    height: 26px;
    border-radius: 10px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.14) 0%, rgba(90, 78, 168, 0.12) 100%);
    border: 1px solid rgba(37, 99, 235, 0.14);
}

.purposes-selected .purposes-selected-label {
    font-weight: 700;
    color: rgba(15, 23, 42, 0.78);
}

.purposes-selected .purposes-selected-value {
    font-weight: 900;
}

/* Саммари выборов в формах */
.quiz-summary-container {
    margin-bottom: 20px;
}

.quiz-summary {
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.06) 0%, rgba(90, 78, 168, 0.04) 100%);
    border: 1.5px solid rgba(37, 99, 235, 0.18);
    border-radius: 12px;
    padding: 0;
    margin-bottom: 20px;
    box-shadow: 0 4px 12px rgba(37, 99, 235, 0.08);
    overflow: hidden;
    transition: all 0.3s ease;
}

/* Кнопка toggle для складного саммари */
.quiz-summary-toggle {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 14px 18px;
    background: transparent;
    border: none;
    cursor: pointer;
    text-align: left;
    font-family: inherit;
    transition: background-color 0.2s ease;
}

.quiz-summary-toggle:hover {
    background: rgba(37, 99, 235, 0.05);
}

.quiz-summary-toggle:focus-visible {
    outline: 3px solid rgba(37, 99, 235, 0.3);
    outline-offset: -3px;
}

.quiz-summary-title {
    font-size: 14px;
    font-weight: 700;
    color: rgba(37, 99, 235, 0.9);
    letter-spacing: 0.01em;
    margin: 0;
}

.quiz-summary-toggle-icon {
    font-size: 12px;
    color: rgba(37, 99, 235, 0.7);
    transition: transform 0.3s ease;
    margin-left: 12px;
    flex-shrink: 0;
}

.quiz-summary--expanded .quiz-summary-toggle-icon {
    transform: rotate(180deg);
}

/* Тело саммари (складное содержимое) */
.quiz-summary-body {
    padding: 0 18px 0 18px;
    max-height: 0;
    opacity: 0;
    overflow: hidden;
    transition: max-height 0.3s ease, opacity 0.3s ease, padding 0.3s ease;
}

.quiz-summary--collapsed .quiz-summary-body {
    display: none;
    max-height: 0;
    opacity: 0;
    padding: 0 18px 0 18px;
}

.quiz-summary--expanded .quiz-summary-body {
    display: block;
    padding: 0 18px 16px 18px;
    opacity: 1;
}

.quiz-summary-content {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 8px 12px;
    margin-bottom: 12px;
    font-size: 13px;
    line-height: 1.5;
    padding-top: 8px;
}

.quiz-summary-item {
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.quiz-summary-icon {
    font-size: 16px;
    line-height: 1;
}

.quiz-summary-label {
    font-weight: 600;
    color: rgba(15, 23, 42, 0.7);
}

.quiz-summary-value {
    font-weight: 700;
    color: rgba(15, 23, 42, 0.95);
}

.quiz-summary-separator {
    color: rgba(37, 99, 235, 0.4);
    font-weight: 700;
    margin: 0 4px;
}

.quiz-summary-cta {
    font-size: 13px;
    color: rgba(15, 23, 42, 0.75);
    font-weight: 500;
    padding-top: 10px;
    border-top: 1px solid rgba(37, 99, 235, 0.12);
    line-height: 1.4;
}

/* Нарративный текст в саммари */
.quiz-summary-narrative {
    margin: 0;
    font-size: 13px;
    line-height: 1.6;
    color: rgba(15, 23, 42, 0.85);
}

/* Компактная версия для 3D формы */
.quiz-summary-container--compact {
    margin-bottom: 12px;
}

.quiz-summary--compact {
    padding: 0;
}

.quiz-summary--compact .quiz-summary-toggle {
    padding: 10px 14px;
    font-size: 12px;
}

.quiz-summary--compact .quiz-summary-title {
    font-size: 12px;
}

.quiz-summary--compact .quiz-summary-body {
    padding: 0 14px 12px 14px;
}

.quiz-summary--compact .quiz-summary--expanded .quiz-summary-body {
    padding: 0 14px 12px 14px;
}

.quiz-summary-content--compact {
    font-size: 11px;
    line-height: 1.5;
    padding-top: 6px;
}

/* Чипы для квиза (quiz chips) */
.quiz-chip-group {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin: 16px 0;
}

.quiz-chip-label {
    width: 100%;
    font-size: 14px;
    font-weight: 600;
    color: rgba(15, 23, 42, 0.9); /* Увеличена непрозрачность для лучшего контраста */
    margin-bottom: 8px;
    /* Улучшенная читаемость на динамических фонах */
    text-shadow: 0 1px 2px rgba(255, 255, 255, 0.8);
}

/* Чипы в Hero секции - белый текст на темном фоне */
.section-hero .quiz-chip-label {
    color: #ffffff !important;
    text-shadow: 0 2px 4px rgba(0, 0, 0, 0.3);
}

.section-hero .quiz-chip {
    border-color: rgba(255, 255, 255, 0.3);
    background: rgba(255, 255, 255, 0.1);
    color: #ffffff;
}

.section-hero .quiz-chip:hover {
    border-color: rgba(255, 255, 255, 0.5);
    background: rgba(255, 255, 255, 0.2);
}

.section-hero .quiz-chip.is-selected {
    border-color: rgba(255, 255, 255, 0.8);
    background: rgba(255, 255, 255, 0.25);
    color: #ffffff;
    box-shadow: 0 4px 12px rgba(255, 255, 255, 0.2);
}

.quiz-chip {
    padding: 10px 18px;
    min-height: 44px;
    border: 1px solid #E2E8F0;
    border-radius: 10px;
    background: #FFFFFF;
    cursor: pointer;
    font-size: 14px;
    font-weight: 500;
    transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1);
    color: #334155;
    font-family: inherit;
    outline: none;
    box-sizing: border-box;
    display: inline-flex;
    align-items: center;
    justify-content: center;
}

.quiz-chip:hover {
    border-color: #CBD5E1;
    background: #F8FAFC;
    color: #0F172A;
    box-shadow: 0 2px 6px rgba(15, 23, 42, 0.05);
}

.quiz-chip.is-selected {
    border-color: #0F172A;
    background: #0F172A;
    color: #FFFFFF;
    font-weight: 600;
    box-shadow: 0 2px 8px rgba(15, 23, 42, 0.15);
}

.quiz-chip:focus-visible {
    outline: 2px solid #059669;
    outline-offset: 2px;
}

.quiz-chip:active {
    transform: translateY(0);
}

/* Ссылки на базу знаний вместо "Не знаю" */
.quiz-chip-link {
    display: inline-block;
    padding: 10px 16px;
    margin-top: 8px;
    font-size: 14px;
    color: var(--color-primary);
    text-decoration: none;
    border: 1px dashed var(--color-primary);
    border-radius: 8px;
    transition: all 0.3s ease;
    background: transparent;
}

.quiz-chip-link:hover {
    background: rgba(37, 99, 235, 0.05);
    border-style: solid;
    border-color: var(--color-primary-dark);
    color: var(--color-primary-dark);
}

/* В Hero секции ссылки на белом фоне */
.section-hero .quiz-chip-link {
    color: rgba(255, 255, 255, 0.9);
    border-color: rgba(255, 255, 255, 0.4);
    background: rgba(255, 255, 255, 0.1);
}

.section-hero .quiz-chip-link:hover {
    background: rgba(255, 255, 255, 0.2);
    border-color: rgba(255, 255, 255, 0.6);
    color: #ffffff;
}

/* Автокомплит для города */
.city-autocomplete {
    width: 100%;
    padding: 10px 14px;
    border: 1px solid #e0e0e0;
    border-radius: 8px;
    font-size: 14px;
    font-family: inherit;
    background: #ffffff;
    transition: all 0.3s ease;
    outline: none;
    margin-top: 8px;
}

.city-autocomplete:focus {
    border-color: var(--color-primary);
    box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.1);
}

.city-suggestions {
    display: none;
    margin-top: 4px;
    background: #ffffff;
    border: 1px solid #e0e0e0;
    border-radius: 8px;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
    max-height: 200px;
    overflow-y: auto;
    z-index: 1000;
    position: relative;
}

.city-suggestion-item {
    padding: 10px 14px;
    cursor: pointer;
    transition: background 0.2s ease;
    border-bottom: 1px solid #f0f0f0;
}

.city-suggestion-item:last-child {
    border-bottom: none;
}

.city-suggestion-item:hover {
    background: rgba(37, 99, 235, 0.05);
}

.city-suggestion-item:active {
    background: rgba(37, 99, 235, 0.1);
}

@media (max-width: 768px) {
    .quiz-chip-group {
        gap: 8px;
    }
    
    .quiz-chip {
        padding: 8px 16px;
        font-size: 13px;
    }
    
    .quiz-chip-label {
        font-size: 13px;
    }
}

/* Аккордеоны Trust */
.trust-accordion-toggle {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 14px 18px;
    background: rgba(37, 99, 235, 0.05);
    border: 2px solid rgba(37, 99, 235, 0.2);
    border-radius: 8px; /* Соответствует системе */
    cursor: pointer;
    font-size: 15px;
    font-weight: 600;
    color: var(--color-primary, rgba(37, 99, 235, 0.9)); /* Использование CSS переменной */
    transition: all 0.2s ease;
    font-family: inherit;
}

.trust-accordion-toggle:hover {
    background: rgba(37, 99, 235, 0.1);
    border-color: rgba(37, 99, 235, 0.3);
}

.trust-accordion-toggle:focus-visible {
    outline: 3px solid rgba(37, 99, 235, 0.3);
    outline-offset: 2px;
}

.trust-accordion-toggle .accordion-icon {
    font-size: 12px;
    transition: transform 0.3s ease;
    margin-left: 12px;
}

.trust-accordion-toggle[aria-expanded="true"] .accordion-icon {
    transform: rotate(180deg);
}

.trust-accordion-content {
    animation: fadeIn 0.3s ease;
}

@keyframes fadeIn {
    from { opacity: 0; }
    to { opacity: 1; }
}

/* Подсветка колонки в Comparison */
.comparison-table th.is-highlighted,
.comparison-table td.is-highlighted {
    background: rgba(37, 99, 235, 0.12); /* Убран фиолетовый градиент, только синий согласно кодексу */
    border: 2px solid rgba(37, 99, 235, 0.3);
    font-weight: 700;
}

@media (max-width: 768px) {
    .quiz-summary-toggle {
        padding: 12px 16px;
    }
    
    .quiz-summary-body {
        padding-left: 16px;
        padding-right: 16px;
        padding-bottom: 14px;
    }
    
    .quiz-summary--expanded .quiz-summary-body {
        padding-left: 16px;
        padding-right: 16px;
        padding-bottom: 14px;
    }
    
    .quiz-summary-content {
        font-size: 12px;
        gap: 6px 10px;
    }
    
    .quiz-summary-cta {
        font-size: 12px;
    }
    
    .quiz-summary-title {
        font-size: 13px;
    }
}

.purposes-selected .purposes-selected-hint {
    flex-basis: 100%;
    margin-top: 2px;
    color: rgba(15, 23, 42, 0.66);
    font-size: 13px;
    line-height: 1.35;
}

.purpose-icon {
    width: 40px;
    height: 40px;
    border-radius: 12px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    margin-bottom: 12px;
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.14) 0%, rgba(90, 78, 168, 0.12) 100%);
    border: 1px solid rgba(37, 99, 235, 0.14);
}

.purpose-title {
    font-size: 16px;
    font-weight: 800;
    margin-bottom: 8px;
    color: var(--color-text);
}

.purpose-text {
    font-size: 14px;
    color: var(--color-text-light);
    line-height: 1.5;
}

.purpose-meta {
    margin-top: 10px;
    font-size: 13px;
    color: rgba(15, 23, 42, 0.78);
    line-height: 1.45;
}

.purpose-meta strong {
    color: rgba(15, 23, 42, 0.92);
}

.purposes-aside {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.purposes-aside-card {
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 16px;
    padding: 24px;
    box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.06);
}

.purposes-aside-card--muted {
    background: #F8F9FA;
}

.purposes-aside-title {
    font-size: 14px;
    font-weight: 800;
    margin: 0 0 10px 0;
    color: var(--color-text);
}

.purposes-aside-list {
    margin: 0;
    padding-left: 18px;
    color: var(--color-text-light);
    font-size: 13px;
    line-height: 1.55;
}

.purposes-aside-list li + li {
    margin-top: 8px;
}

.purposes-note {
    margin-top: 12px;
    font-size: 12.5px;
    color: rgba(15, 23, 42, 0.72);
    line-height: 1.5;
}

/* Секция "На что можно использовать" */
.section-purposes {
    min-height: 100vh;
    display: flex;
    flex-direction: column;
    justify-content: center;
    position: relative;
    overflow: hidden;
}

/* Спокойный “банковский” фон: мягкий градиент + редкая сетка точек
   Важно: используем ::after, потому что ::before занят dev-плашками [MODULE: ...] из main.css */
.section-purposes {
    background-color: #f6f8fc;
}

.section-purposes::after {
    content: "";
    position: absolute;
    inset: 0;
    background-image:
        radial-gradient(circle at 70% 25%, rgba(37, 99, 235, 0.12) 0%, transparent 50%),
        radial-gradient(circle at 15% 85%, rgba(92, 111, 234, 0.08) 0%, transparent 45%),
        radial-gradient(circle at 20px 20px, rgba(37, 99, 235, 0.08) 1.2px, transparent 1.3px),
        radial-gradient(circle at 0 0, rgba(92, 111, 234, 0.06) 1.2px, transparent 1.3px),
        linear-gradient(135deg, rgba(37, 99, 235, 0.06) 0%, rgba(92, 111, 234, 0.04) 40%, rgba(255, 255, 255, 0) 100%);
    background-size: 600px 600px, 500px 500px, 62px 62px, 62px 62px, cover;
    background-position: 100% 0, 0 100%, 0 0, 31px 31px, center;
    opacity: 0.95;
    pointer-events: none;
    z-index: 0;
}

.section-purposes .container {
    position: relative;
    z-index: 1;
}

/* Под телефон справа (как и у других модулей до Process) */
.section-purposes .container {
    padding-right: 380px;
}

/* Выравнивание по “кодексу”: этот модуль должен читаться как продолжение цепочки, без центровки */
.section-purposes .section-badges {
    justify-content: flex-start;
    margin-bottom: 14px;
}

.section-purposes .section__title {
    text-align: left;
    margin-bottom: 12px;
    max-width: 1040px;
}

.section-purposes .section__subtitle {
    text-align: left;
    max-width: 980px;
    margin-right: auto;
    margin-left: 0;
}

.section-purposes .section-cta {
    text-align: left;
    max-width: 1040px;
}

.section-purposes .section-cta-note {
    max-width: 980px;
    margin-left: 0;
    margin-top: 10px;
    font-size: 14px;
    color: rgba(15, 23, 42, 0.72);
}

/* CTA в Purposes — ближе к общему “кодексу” */
.section-purposes .section-cta .btn {
    box-shadow: 0 10px 26px rgba(37, 99, 235, 0.18);
}

@media (max-width: 1200px) {
    .purposes-layout {
        grid-template-columns: 1fr;
    }
    .section-purposes .container {
        padding-right: 320px;
    }
}

@media (max-width: 768px) {
    .section-purposes {
        overflow-x: hidden;
        min-height: auto; /* Контент определяет высоту (2026-03-17) */
    }
    .section-purposes .container {
        padding-right: 0 !important;
        max-width: 100%;
        box-sizing: border-box;
    }
    /* Aside под карточками (2026-03-17) */
    .purposes-layout {
        grid-template-columns: 1fr;
        max-width: 100%;
        min-width: 0;
    }
    .purposes-main {
        min-width: 0;
    }
    /* 2 колонки для компактности; minmax(0,1fr) — равная ширина; отступ от правого края */
    .purposes-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 10px;
        min-width: 0;
        padding-left: var(--spacing-sm);
        padding-right: var(--spacing-sm);
        box-sizing: border-box;
    }
    .purpose-card {
        min-width: 0;
        max-width: 100%;
        box-sizing: border-box;
        padding: 14px;
    }
    .purpose-card .purpose-icon {
        width: 32px;
        height: 32px;
        font-size: 16px;
    }
    .purpose-card .purpose-title {
        font-size: 14px;
    }
    .purpose-card .purpose-text,
    .purpose-card .purpose-meta {
        font-size: 12px;
        line-height: 1.4;
    }
    .purposes-aside {
        min-width: 0;
        max-width: 100%;
    }
    .purposes-aside-card {
        min-width: 0;
        max-width: 100%;
        box-sizing: border-box;
        padding: 14px;
    }
    .purposes-aside-title {
        font-size: 13px;
    }
    .purposes-aside-list {
        font-size: 12px;
    }
}

/* Как это работает */
/* Process — разнообразие: base #f7f9fd, радиалы в углах 40% 60% и 85% 15% */
/* Process — радиалы + лёгкий блик справа (зона водяного знака) */
.section-process {
    background-color: #f7f9fd;
    background-image:
        radial-gradient(ellipse 50% 80% at 92% 45%, rgba(37, 99, 235, 0.04) 0%, transparent 55%),
        radial-gradient(circle at 40% 60%, rgba(37, 99, 235, 0.11) 0%, transparent 50%),
        radial-gradient(circle at 85% 15%, rgba(92, 111, 234, 0.09) 0%, transparent 45%),
        linear-gradient(180deg, rgba(255, 255, 255, 0.95) 0%, rgba(247, 250, 253, 1) 100%);
    background-repeat: no-repeat;
    min-height: 100vh;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.section-process .section__title,
.section-process .section__subtitle {
    text-align: left;
}

.section-process .section__subtitle {
    max-width: 760px;
}

.section-process .section-badges {
    justify-content: flex-start;
    margin-bottom: 14px;
}

/* Калькулятор суммы (внизу) — чтобы плашки не выглядели “пришитыми” */
.section-loan-amount-calculator .section-badges {
    justify-content: flex-start;
    margin-bottom: var(--spacing-xs);
}

.section-form-final .section-badges {
    margin-bottom: var(--spacing-xs);
}

.process-steps {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 24px;
    max-width: 820px;
    margin: 0 auto 0 0;
    position: relative;
}

@media (max-width: 768px) {
    .process-steps {
        grid-template-columns: 1fr;
        gap: 18px;
    }
}

@media (min-width: 1200px) {
    .section-process {
        justify-content: flex-start;
        padding-top: var(--spacing-xl);
        padding-bottom: var(--spacing-lg);
    }
}

/* Кайдзен улучшение: визуальные стрелки между шагами (десктоп) */
@media (min-width: 768px) {
    .process-steps::before {
        content: none; /* 2×2 сетка — линия выглядит случайно */
    }
    
    .process-step {
        position: relative;
        z-index: 1;
    }
}

.process-step {
    text-align: left;
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    padding: 24px;
    border-radius: 16px;
    box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.06);
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    min-height: 230px;
}

.process-step:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(15, 23, 42, 0.1);
    border-color: rgba(30, 58, 138, 0.3);
}

/* Крупные номера шагов на фоне карточки (референс: сетка «как проходит процесс» у конкурентов) */
.process-step-bg-num {
    position: absolute;
    right: 16px;
    top: 8px;
    font-size: clamp(52px, 8vw, 72px);
    font-weight: 800;
    line-height: 1;
    letter-spacing: -0.04em;
    color: rgba(15, 23, 42, 0.04);
    pointer-events: none;
    user-select: none;
    z-index: 0;
    font-family: var(--font-heading, 'Manrope', system-ui, sans-serif);
}

.process-step__header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 16px;
    position: relative;
    z-index: 1;
}

.process-step__icon-box {
    width: 44px;
    height: 44px;
    border-radius: 10px;
    background: #F8FAFC;
    border: 1px solid rgba(15, 23, 42, 0.08);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    color: #0F172A;
    flex-shrink: 0;
    transition: background-color 0.2s ease, border-color 0.2s ease, color 0.2s ease;
}

.process-step:hover .process-step__icon-box {
    background: #EFF6FF;
    border-color: rgba(30, 58, 138, 0.2);
    color: #1E3A8A;
}

.process-step__timing-pill {
    display: inline-flex;
    align-items: center;
    padding: 4px 10px;
    border-radius: 9999px;
    background: #F1F5F9;
    color: #334155;
    font-size: 12px;
    font-weight: 600;
    letter-spacing: -0.01em;
}

.process-step:hover .process-step__timing-pill {
    background: #E2E8F0;
    color: #0F172A;
}

/* Таймлайн процесса 1-3 дня (Swiss Private Banking 2026) */
.process-timeline-bar {
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 16px;
    padding: 18px 24px;
    margin: 24px 0 32px;
    box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.06);
    max-width: 820px;
}

.process-timeline-milestone {
    display: flex;
    align-items: center;
    gap: 12px;
    flex: 1;
}

.process-timeline-dot {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: #1E3A8A;
    color: #FFFFFF;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 13px;
    font-weight: 700;
    flex-shrink: 0;
}

.process-timeline-milestone--finish .process-timeline-dot {
    background: #059669;
}

.process-timeline-info {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.process-timeline-day {
    font-size: 13px;
    font-weight: 700;
    color: #0F172A;
    letter-spacing: -0.01em;
}

.process-timeline-desc {
    font-size: 12px;
    color: #475569;
    line-height: 1.35;
}

.process-timeline-connector {
    display: flex;
    align-items: center;
    justify-content: center;
    color: rgba(15, 23, 42, 0.25);
    margin: 0 8px;
    flex-shrink: 0;
}

@media (max-width: 768px) {
    .process-timeline-bar {
        flex-direction: column;
        align-items: flex-start;
        gap: 14px;
        padding: 18px 20px;
        margin: 20px 0 24px;
    }
    .process-timeline-connector {
        transform: rotate(90deg);
        margin: -4px 0 -4px 8px;
    }
}

/* Карточки документов в чеклисте */
#documents-checklist .document-category {
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 16px;
    padding: 24px;
    box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.06);
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}

#documents-checklist .document-category:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(15, 23, 42, 0.1);
    border-color: rgba(30, 58, 138, 0.3);
}

#documents-checklist .document-category--upload {
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.12);
}

.process-step .step-number,
.process-step .step-title,
.process-step .step-text,
.process-step .step-timing {
    position: relative;
    z-index: 1;
}

/* Заголовок секции: первая часть — акцент (как у конкурентов: «Как проходит…») */
.section-process .section__title--process-split .section__title-accent {
    color: var(--color-primary);
}

.section-process .section__title--process-split .section__title-rest {
    color: var(--color-text);
}

/* Акценты в тексте шагов (аналог красных выделений у конкурента — у нас фирменный синий) */
.process-text-accent {
    color: var(--color-primary);
    font-weight: 600;
}

.process-privacy-note {
    margin-top: 22px;
    margin-bottom: 4px;
    max-width: 820px;
    font-size: 13px;
    line-height: 1.55;
    color: #64748B;
}

.step-title {
    font-size: 17px;
    font-weight: 700;
    line-height: 1.35;
    margin-bottom: 10px;
    color: #0F172A;
    font-family: var(--font-heading, 'Manrope', system-ui, sans-serif);
}

.step-text {
    font-size: 14px;
    color: #475569;
    line-height: 1.55;
    margin-bottom: 12px;
    flex-grow: 1;
}

.step-timing {
    margin-top: auto;
    font-size: 13px;
    color: #64748B;
}

.step-timing strong {
    color: #0F172A;
    font-weight: 600;
}

/* Плашка со сводкой (Итог регламента 102-ФЗ) */
.process-summary-banner {
    margin-top: 28px;
    padding: 24px 28px;
    background: #F8FAFC;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 16px;
    max-width: 820px;
    box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.04);
}

.process-summary-banner__badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: #ECFDF5;
    color: #065F46;
    border: 1px solid rgba(5, 150, 105, 0.2);
    padding: 3px 10px;
    border-radius: 9999px;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.02em;
    text-transform: uppercase;
    margin-bottom: 12px;
}

.process-summary-banner__title {
    font-size: 19px;
    font-weight: 700;
    color: #0F172A;
    line-height: 1.35;
    margin-bottom: 8px;
    font-family: var(--font-heading, 'Manrope', system-ui, sans-serif);
}

.process-summary-banner__text {
    font-size: 14px;
    color: #475569;
    line-height: 1.55;
    margin-bottom: 16px;
}

.process-summary-banner__features {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
}

.process-summary-banner__tag {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    padding: 6px 12px;
    border-radius: 8px;
    font-size: 13px;
    font-weight: 600;
    color: #1E293B;
}

@media (max-width: 768px) {
    .process-summary-banner {
        padding: 20px;
        margin-top: 22px;
    }
    .process-summary-banner__title {
        font-size: 17px;
    }
    .process-summary-banner__features {
        flex-direction: column;
        gap: 8px;
    }
}

/* Fallback-селекторы детальных сроков */
.process-timeline {
    background: rgba(15, 23, 42, 0.02);
    border: 1px solid rgba(15, 23, 42, 0.08);
    box-shadow: 0 2px 12px rgba(37, 99, 235, 0.06);
}
.process-timeline .timeline-item {
    background: #fff;
    border: 1px solid rgba(15, 23, 42, 0.1);
    transition: box-shadow 0.2s ease, border-color 0.2s ease;
}
.process-timeline .timeline-item:hover {
    box-shadow: 0 4px 12px rgba(37, 99, 235, 0.1);
}

/* Калькулятор — ПСИХОЛОГИЯ_ФОНОВ_ПРОГРЕССИЯ: зона 3 «пестрее», синий + фиолетовый */
.section-calculator {
    background-color: #FAF9F6;
    position: relative;
    padding: clamp(48px, 6vw, 72px) 0;
}

.section-calculator::after {
    display: none;
}

/* Контент поверх фона */
.section-calculator .container {
    position: relative;
    z-index: 1;
}

.calculator {
    max-width: 920px;
    margin: 0 auto;
    background: var(--color-bg);
    padding: clamp(var(--spacing-md), 3vw, var(--spacing-lg));
    border-radius: 16px;
    box-shadow: var(--shadow-md);
    border: 1px solid rgba(37, 99, 235, 0.12);
    transition: box-shadow 0.3s ease, transform 0.3s ease, border-color 0.3s ease;
    position: relative;
    overflow: hidden;
}

.calculator::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    /* DESIGN_DIRECTION: primary blue, не фиолетовый */
    background: linear-gradient(90deg, 
        var(--color-primary) 0%, 
        var(--color-primary-light) 50%, 
        var(--color-primary) 100%);
    opacity: 0.9;
}

.calculator:hover {
    box-shadow: var(--shadow-lg);
    border-color: rgba(37, 99, 235, 0.18);
    transform: translateY(-2px);
}

/* Блок с информацией о городе в калькуляторе */
.calculator__city-info {
    display: none;
    background: linear-gradient(135deg, rgba(30, 58, 138, 0.06) 0%, rgba(37, 99, 235, 0.08) 100%);
    padding: 14px 20px;
    border-radius: 12px;
    margin-bottom: 20px;
    border-left: 3px solid #1E3A8A;
    box-shadow: 0 2px 8px rgba(30, 58, 138, 0.08);
    transition: all 0.3s ease;
    animation: fadeInUp 0.4s ease-out;
}

.calculator__city-info:hover {
    box-shadow: 0 4px 12px rgba(30, 58, 138, 0.12);
    transform: translateY(-1px);
}

.calculator__city-info strong {
    color: #1E3A8A;
    font-weight: 600;
    font-size: 15px;
}

@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(10px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.calculator__cbr-banner {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 12px;
    align-items: stretch;
    background: rgba(255, 255, 255, 0.65);
    border: 1px solid rgba(37, 99, 235, 0.10);
    padding: 12px;
    border-radius: 12px;
    margin-bottom: 14px;
    color: var(--color-text);
    backdrop-filter: blur(8px);
}

.cbr-rate, .our-rate, .savings {
    display: flex;
    flex-direction: column;
    gap: 6px;
    padding: 10px 12px;
    border-radius: 10px;
    background: rgba(248, 251, 255, 0.9);
    border: 1px solid rgba(37, 99, 235, 0.08);
    font-weight: 800;
    font-size: 13px;
}

.calculator__cbr-banner span span {
    font-size: 20px;
    font-weight: 900;
    color: var(--color-primary);
    letter-spacing: -0.3px;
}

.savings {
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.08) 0%, rgba(16, 185, 129, 0.06) 100%);
    border-color: rgba(16, 185, 129, 0.15);
}

.calc-field {
    margin-bottom: var(--spacing-lg);
    padding: 16px;
    background: rgba(255, 255, 255, 0.6);
    border-radius: 12px;
    border: 1px solid rgba(37, 99, 235, 0.08);
    transition: all 0.3s ease;
}

.calc-field:hover {
    background: rgba(255, 255, 255, 0.8);
    border-color: rgba(37, 99, 235, 0.15);
    box-shadow: 0 2px 8px rgba(37, 99, 235, 0.08);
}

.calc-field label {
    display: block;
    font-weight: 600;
    margin-bottom: var(--spacing-sm);
    color: var(--color-text);
    font-size: 15px;
}

.calc-field input[type="range"] {
    width: 100%;
    height: 10px;
    margin-bottom: var(--spacing-xs);
}

.calc-value {
    display: block;
    font-size: 20px;
    font-weight: 900;
    color: var(--color-primary);
    text-align: left;
    letter-spacing: -0.2px;
    margin-top: 8px;
    padding: 8px 12px;
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.08) 0%, rgba(59, 130, 246, 0.05) 100%);
    border-radius: 8px;
    border: 1px solid rgba(37, 99, 235, 0.12);
    display: inline-block;
}

.calc-result {
    background: linear-gradient(135deg, 
        rgba(248, 251, 255, 0.95) 0%, 
        rgba(255, 255, 255, 1) 100%);
    padding: 24px;
    border-radius: 16px;
    margin: 24px 0;
    border: 2px solid rgba(37, 99, 235, 0.10);
    box-shadow: 
        0 4px 16px rgba(37, 99, 235, 0.06),
        inset 0 1px 0 rgba(255, 255, 255, 0.9);
}

.result-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 12px 0;
    border-bottom: 1px solid rgba(37, 99, 235, 0.06);
    transition: background-color 0.2s ease;
}

.result-item:last-child {
    border-bottom: none;
}

.result-item:hover {
    background-color: rgba(37, 99, 235, 0.02);
    border-radius: 8px;
    padding-left: 8px;
    padding-right: 8px;
    margin-left: -8px;
    margin-right: -8px;
}
    align-items: center;
    margin-bottom: var(--spacing-md);
}

.result-item:last-child {
    margin-bottom: 0;
}

.result-label {
    font-size: var(--font-size-base);
    color: var(--color-text-light);
}

.result-value {
    font-size: 26px;
    font-weight: 800;
    color: var(--color-primary);
    letter-spacing: -0.3px;
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.result-savings {
    color: #10B981;
    background: linear-gradient(135deg, #10B981 0%, #059669 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

/* Премиум-стили range (аккуратный банковский вид) */
.calc-field input[type="range"] {
    -webkit-appearance: none;
    appearance: none;
    background: transparent;
    width: 100%;
    margin: 12px 0;
    cursor: pointer;
}

.calc-field input[type="range"]::-webkit-slider-runnable-track {
    height: 12px;
    border-radius: 999px;
    background: linear-gradient(90deg, 
        rgba(37, 99, 235, 0.35) 0%, 
        rgba(59, 130, 246, 0.25) 50%,
        rgba(37, 99, 235, 0.15) 100%);
    border: 1px solid rgba(37, 99, 235, 0.15);
    box-shadow: inset 0 1px 2px rgba(37, 99, 235, 0.1);
}

.calc-field input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: linear-gradient(135deg, #ffffff 0%, #f8f9fa 100%);
    border: 3px solid rgba(37, 99, 235, 0.9);
    box-shadow: 
        0 4px 12px rgba(37, 99, 235, 0.25),
        0 2px 4px rgba(37, 99, 235, 0.15),
        inset 0 1px 0 rgba(255, 255, 255, 0.9);
    margin-top: -6px;
    transition: all 0.2s ease;
    cursor: grab;
}

.calc-field input[type="range"]::-webkit-slider-thumb:hover {
    transform: scale(1.1);
    box-shadow: 
        0 6px 16px rgba(37, 99, 235, 0.35),
        0 3px 6px rgba(37, 99, 235, 0.2),
        inset 0 1px 0 rgba(255, 255, 255, 0.95);
}

.calc-field input[type="range"]::-webkit-slider-thumb:active {
    cursor: grabbing;
    transform: scale(1.05);
}

.calc-field input[type="range"]::-moz-range-track {
    height: 12px;
    border-radius: 999px;
    background: linear-gradient(90deg, 
        rgba(37, 99, 235, 0.35) 0%, 
        rgba(59, 130, 246, 0.25) 50%,
        rgba(37, 99, 235, 0.15) 100%);
    border: 1px solid rgba(37, 99, 235, 0.15);
    box-shadow: inset 0 1px 2px rgba(37, 99, 235, 0.1);
}

.calc-field input[type="range"]::-moz-range-thumb {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: linear-gradient(135deg, #ffffff 0%, #f8f9fa 100%);
    border: 3px solid rgba(37, 99, 235, 0.9);
    box-shadow: 
        0 4px 12px rgba(37, 99, 235, 0.25),
        0 2px 4px rgba(37, 99, 235, 0.15);
    cursor: grab;
    transition: all 0.2s ease;
}

.calc-field input[type="range"]::-moz-range-thumb:hover {
    transform: scale(1.1);
    box-shadow: 
        0 6px 16px rgba(37, 99, 235, 0.35),
        0 3px 6px rgba(37, 99, 235, 0.2);
}

.calc-field input[type="range"]::-moz-range-thumb:active {
    cursor: grabbing;
    transform: scale(1.05);
}

/* Кнопки действий калькулятора */
.calculator__actions {
    display: flex;
    gap: 16px;
    margin-top: 24px;
    flex-wrap: wrap;
}

.calculator__actions .btn {
    flex: 1;
    min-width: 200px;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    font-weight: 600;
    transition: all 0.3s ease;
}

.calculator__actions .btn-icon {
    font-size: 18px;
    line-height: 1;
}

/* DESIGN_DIRECTION: primary blue для банковского вида */
.calculator__actions .btn-secondary {
    background: rgba(37, 99, 235, 0.08);
    border: 2px solid rgba(37, 99, 235, 0.25);
    color: var(--color-primary);
}

.calculator__actions .btn-secondary:hover {
    background: rgba(37, 99, 235, 0.12);
    border-color: rgba(37, 99, 235, 0.4);
    transform: translateY(-2px);
    box-shadow: var(--shadow-sm);
}

.calc-chart-container {
    margin-top: 20px;
    padding: 24px;
    background: linear-gradient(135deg, 
        rgba(255, 255, 255, 0.98) 0%, 
        rgba(248, 251, 255, 0.95) 100%);
    border-radius: 16px;
    border: 2px solid rgba(37, 99, 235, 0.12);
    box-shadow: 
        0 8px 24px rgba(37, 99, 235, 0.10),
        0 4px 12px rgba(37, 99, 235, 0.06),
        inset 0 1px 0 rgba(255, 255, 255, 0.9);
    animation: slideDown 0.5s cubic-bezier(0.4, 0, 0.2, 1);
    overflow: hidden;
}

.calc-chart-container.show {
    display: block;
}

@keyframes slideDown {
    from {
        opacity: 0;
        transform: translateY(-15px);
        max-height: 0;
        padding-top: 0;
        padding-bottom: 0;
    }
    to {
        opacity: 1;
        transform: translateY(0);
        max-height: 600px;
        padding-top: 24px;
        padding-bottom: 24px;
    }
}

.calc-chart-title {
    margin: 0 0 20px 0;
    font-size: 18px;
    font-weight: 800;
    color: var(--color-text);
    letter-spacing: -0.2px;
    display: flex;
    align-items: center;
    gap: 10px;
    padding-bottom: 12px;
    border-bottom: 2px solid rgba(37, 99, 235, 0.10);
}

.calc-chart-title::before {
    content: '📊';
    font-size: 22px;
    filter: drop-shadow(0 2px 4px rgba(37, 99, 235, 0.2));
}

#payment-chart {
    max-width: 100%;
    height: auto;
    display: block;
    margin: 0 auto;
    border-radius: 8px;
    background: rgba(255, 255, 255, 0.5);
    padding: 8px;
}

@media (max-width: 768px) {
    .section-calculator {
        padding: 60px 0 !important;
    }
    
    .calculator {
        padding: 20px;
        border-radius: 16px;
    }
    
    .calculator__cbr-banner {
        grid-template-columns: 1fr;
    }
    
    .calculator__city-info {
        padding: 12px 16px;
        font-size: 13px;
    }
    
    .calculator__actions {
        flex-direction: column;
        gap: 12px;
    }
    
    .calculator__actions .btn {
        width: 100%;
        min-width: auto;
    }
    
    .calc-field {
        padding: 12px;
    }
    
    .calc-value {
        font-size: 18px;
        padding: 6px 10px;
    }
    
    .result-item {
        flex-direction: column;
        align-items: flex-start;
        gap: 6px;
        padding: 10px 0;
    }
    
    .result-value {
        font-size: 22px;
    }
    
    .calc-chart-container {
        padding: 16px;
        margin-top: 16px;
    }
    
    .calc-chart-title {
        font-size: 16px;
        margin-bottom: 16px;
    }
}

/* FAQ — Доводка модуля (T-FAQ, 2026) */
.section-faq {
    background: #F8FAFC;
    position: relative;
    padding: 80px 0;
    overflow: hidden;
    min-height: auto;
    display: block;
}

.section-faq .container {
    max-width: 1200px;
    margin-left: auto !important;
    margin-right: auto !important;
    padding-left: 20px;
    padding-right: 20px;
    position: relative;
    z-index: 2;
}

.section-faq .faq-header {
    max-width: 900px;
    margin: 0 auto 40px;
    text-align: center;
}

.section-faq .faq-header__badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 6px 16px;
    background: rgba(30, 58, 138, 0.08);
    border: 1px solid rgba(30, 58, 138, 0.14);
    border-radius: 999px;
    font-size: 13px;
    font-weight: 600;
    color: #1E3A8A;
    margin-bottom: 14px;
}

.section-faq .section__title {
    font-family: var(--font-family-heading, 'Manrope', sans-serif);
    font-size: clamp(26px, 3.5vw, 36px);
    font-weight: 700;
    color: #0F172A;
    line-height: 1.25;
    margin-bottom: 12px;
    text-shadow: none;
}

.section-faq .section__subtitle {
    font-size: 16px;
    line-height: 1.55;
    color: #475569;
    max-width: 680px;
    margin: 0 auto;
    text-shadow: none;
}

/* Центральная аккуратная колонка max-width 900px */
.faq-list {
    max-width: 900px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 12px;
    position: relative;
    z-index: 4;
    pointer-events: auto;
}

/* Чистые белые плашки вопросов */
.faq-item {
    background-color: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 14px;
    overflow: hidden;
    box-shadow: 0 2px 8px rgba(15, 23, 42, 0.03);
    transition: border-color 0.25s ease, box-shadow 0.25s ease, transform 0.2s ease;
}

.faq-item:hover {
    border-color: rgba(30, 58, 138, 0.22);
    box-shadow: 0 4px 16px rgba(15, 23, 42, 0.06);
}

.faq-item.active {
    border-color: rgba(30, 58, 138, 0.35);
    box-shadow: 0 6px 20px rgba(30, 58, 138, 0.07);
}

.faq-question {
    display: flex;
    justify-content: space-between;
    align-items: center;
    width: 100%;
    padding: 20px 24px;
    background: #FFFFFF;
    cursor: pointer;
    user-select: none;
    border: none;
    outline: none;
    text-align: left;
    transition: background-color 0.2s ease;
    box-shadow: none;
    border-radius: 14px;
}

.faq-question:hover {
    background-color: #FBFDFF;
    transform: none;
}

.faq-question:focus-visible {
    outline: 2px solid #1E3A8A;
    outline-offset: -2px;
}

.faq-question__title {
    font-size: 17px;
    font-weight: 600;
    color: #0F172A;
    line-height: 1.4;
    padding-right: 18px;
    text-shadow: none;
}

/* Плавная анимация шеврона (+/-) */
.faq-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 32px;
    height: 32px;
    min-width: 32px;
    border-radius: 50%;
    background-color: #F1F5F9;
    color: #1E3A8A;
    font-size: 20px;
    font-weight: 400;
    line-height: 1;
    transition: transform 0.3s cubic-bezier(0.4, 0, 0.2, 1), background-color 0.3s ease, color 0.3s ease;
}

.faq-item:hover .faq-icon {
    background-color: #E2E8F0;
}

.faq-item.active .faq-icon {
    transform: rotate(45deg);
    background-color: #1E3A8A;
    color: #FFFFFF;
}

/* Мягкое раскрытие ответа по клику */
.faq-answer {
    max-height: 0;
    opacity: 0;
    overflow: hidden;
    background-color: #FFFFFF;
    transition: max-height 0.35s cubic-bezier(0.4, 0, 0.2, 1), opacity 0.3s ease;
}

.faq-item.active .faq-answer {
    max-height: 800px;
    opacity: 1;
}

.faq-answer__inner {
    padding: 0 24px 22px 24px;
    border-top: 1px solid rgba(15, 23, 42, 0.04);
}

.faq-answer p {
    font-size: 15px;
    line-height: 1.65;
    color: #334155;
    margin: 14px 0 0;
    padding: 0;
}

.faq-answer .faq-legal-tag {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    margin-top: 12px;
    font-size: 13px;
    font-weight: 600;
    color: #1E3A8A;
    background: rgba(30, 58, 138, 0.06);
    padding: 5px 12px;
    border-radius: 6px;
}

.section-faq .section-cta {
    margin-top: 36px;
    text-align: center;
}

.section-faq .section-cta-note {
    margin-top: 10px;
    font-size: 14px;
    color: #64748B;
}

@media (max-width: 768px) {
    .section-faq {
        padding: 56px 0;
    }
    .faq-question {
        padding: 16px 18px;
    }
    .faq-question__title {
        font-size: 15px;
    }
    .faq-answer__inner {
        padding: 0 18px 18px 18px;
    }
    .faq-answer p {
        font-size: 14px;
    }
}

/* Форма (повторная) */
.section-form {
    background: #FAF9F6;
    position: relative;
    color: var(--color-text, #0F172A);
    min-height: auto;
    display: flex;
    flex-direction: column;
    justify-content: center;
    overflow: hidden;
}

/* Контент поверх фона */
.section-form .container {
    position: relative;
    z-index: 2;
}

/* Швейцарская типографика формы андеррайтинга */
.section-form .section__title,
.section-form h2 {
    color: #0F172A;
    text-shadow: none;
}

.section-form .section__subtitle,
.section-form p {
    color: #475569;
    text-shadow: none;
}

.form-container {
    max-width: 500px;
    margin: 0 auto;
    background-color: rgba(255, 255, 255, 0.95);
    padding: var(--spacing-xl);
    border-radius: 12px;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.2);
}

.form-container .form__input {
    background-color: var(--color-bg);
}

.form-urgency {
    text-align: center;
    margin-top: var(--spacing-md);
}

.urgency-text {
    font-size: var(--font-size-base);
    font-weight: 600;
    color: #ffffff !important; /* Белый текст на темном фоне Form */
    text-shadow: 0 2px 4px rgba(0, 0, 0, 0.4);
}

/* Текст в Form модуле - швейцарский канон 2026 */
.section-form .section__title,
.section-form .section__subtitle,
.section-form h2,
.section-form h3,
.section-form p {
    color: #0F172A !important;
    text-shadow: none !important;
}
.section-form .section__subtitle,
.section-form p {
    color: #475569 !important;
}

.section-form .form-urgency .urgency-text {
    color: #ffffff !important;
    text-shadow: 0 2px 4px rgba(0, 0, 0, 0.4);
}

/* Адаптивность: упростить/отключить динамические фоны на мобильных */
@media (max-width: 768px) {
    /* Hero - упростить фон и отключить параллакс */
    .hero-parallax-bg {
        display: none; /* Отключаем параллакс на мобильных для производительности */
    }
    
    .section-hero::before,
    .section-hero::after {
        opacity: 0.5;
        animation-duration: 40s;
        filter: blur(60px);
    }
    
    /* Калькулятор - упростить фон */
    .section-calculator::before,
    .section-calculator::after {
        opacity: 0.4;
        animation-duration: 35s;
    }
    
    /* FAQ - отключить движущийся паттерн */
    .section-faq {
        animation: none;
        background-image: none;
    }
    
    .section-faq::before {
        opacity: 0.3;
        animation-duration: 30s;
    }
    
    /* Форма - декоративные элементы удалены, используется только p5.js canvas */
    
    /* Преимущества - упростить фон и отключить параллакс */
    .advantages-parallax-bg {
        display: none; /* Отключаем параллакс на мобильных */
    }
    
    .section-advantages {
        animation: none; /* Отключаем движущийся паттерн на мобильных */
        min-height: auto; /* Контент определяет высоту (2026-03-17) */
    }
    
    .section-advantages::before,
    .section-advantages::after {
        opacity: 0.4;
        animation-duration: 30s;
    }
}

/* Отключить анимации для пользователей с ограничениями */
@media (prefers-reduced-motion: reduce) {
    .section-hero::before,
    .section-hero::after,
    .section-calculator::before,
    .section-calculator::after,
    .section-faq::before,
    .section-faq,
    /* Декоративные элементы уже удалены */
    .section-advantages::before,
    .section-advantages::after {
        animation: none !important;
    }
}

/* Footer — тёмный градиент (как ../html/css/sections.css) */
.footer {
    color: #ffffff;
    padding: var(--spacing-xl) 0 var(--spacing-md);
    position: relative;
    overflow: hidden;
    min-height: 100vh;
    display: block;
    font-family: var(--font-family);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    font-feature-settings: "kern" 1, "liga" 1;
    background: transparent;
}

/* Режим Compact для Footer: страницы "Спасибо", Статус-кабинет, опросник */
.footer.footer--compact,
#footer-container[data-variant="compact"] .footer {
    min-height: auto !important;
    padding: 36px 0 24px !important;
}
#footer-container[data-variant="compact"] {
    min-height: auto !important;
    height: auto !important;
}
.footer.footer--compact .footer-content > .footer-column:not(.footer-column--contacts),
#footer-container[data-variant="compact"] .footer-content > .footer-column:not(.footer-column--contacts) {
    display: none !important;
}
.footer.footer--compact .footer-content,
#footer-container[data-variant="compact"] .footer-content {
    display: flex !important;
    justify-content: center !important;
    text-align: center !important;
    margin-bottom: 20px !important;
}
.footer.footer--compact .footer-column--contacts,
#footer-container[data-variant="compact"] .footer-column--contacts {
    align-items: center !important;
}

#footer-container {
    min-height: 100vh;
    height: 100vh;
    display: flex;
    flex-direction: column;
    background: linear-gradient(135deg, rgba(29, 53, 87, 0.85) 0%, rgba(42, 74, 107, 0.85) 50%, rgba(29, 53, 87, 0.85) 100%) !important;
}

#footer-container > .footer {
    flex: 1 0 auto;
}

.footer .container {
    position: relative;
    z-index: 2;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: var(--spacing-lg);
    margin-bottom: var(--spacing-lg);
    align-items: start;
}

@media (max-width: 900px) {
    .footer-content {
        grid-template-columns: repeat(2, 1fr);
        min-width: 0;
    }
}

.footer-column {
    display: flex;
    flex-direction: column;
}

.footer-title {
    font-family: var(--font-family-heading);
    font-size: 15px;
    font-weight: 600;
    letter-spacing: 0.03em;
    margin-bottom: var(--spacing-md);
    color: #ffffff;
    position: relative;
    padding-bottom: 10px;
    text-shadow: 0 1px 1px rgba(0, 0, 0, 0.2);
}

.footer-title::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 100%;
    max-width: 48px;
    height: 1px;
    background: linear-gradient(90deg, rgba(255, 255, 255, 0.4) 0%, rgba(255, 255, 255, 0.15) 100%);
    border-radius: 0;
}

.footer-phone,
.footer-email {
    margin-bottom: var(--spacing-xs);
    color: rgba(255, 255, 255, 0.88);
    font-size: 14px;
    line-height: 1.55;
    font-weight: var(--font-weight-normal);
}

.footer-phone a,
.footer-email a {
    color: #ffffff;
    text-decoration: none;
    transition: color 0.3s ease, transform 0.2s ease;
    display: inline-block;
    padding: 4px 8px;
    border-radius: 4px;
}

.footer-phone a:hover,
.footer-email a:hover {
    color: var(--color-primary-light);
    background: rgba(255, 255, 255, 0.08);
    transform: translateX(4px);
}

.footer-support a {
    color: rgba(255, 255, 255, 0.88);
    font-size: 14px;
    text-decoration: none;
    transition: color 0.2s ease;
}

.footer-support a:hover {
    color: var(--color-primary-light);
}

.footer-cta .btn-primary {
    margin-top: 8px;
    text-decoration: none;
}

.footer-links {
    list-style: none;
}

.footer-links li {
    margin-bottom: var(--spacing-xs);
}

.footer-links a {
    color: rgba(255, 255, 255, 0.88);
    font-size: 14px;
    line-height: 1.5;
    font-weight: var(--font-weight-normal);
    text-decoration: none;
    transition: color 0.3s ease, transform 0.2s ease, padding-left 0.3s ease;
    display: inline-block;
    padding: 4px 0;
    border-radius: 4px;
}

.footer-links a:hover {
    color: #ffffff;
    transform: translateX(6px);
    padding-left: 8px;
    background: rgba(92, 111, 234, 0.1);
}

.footer-links a::before {
    content: '→';
    margin-right: 8px;
    opacity: 0;
    transition: opacity 0.3s ease, margin-right 0.3s ease;
    color: var(--color-primary-light);
    font-weight: 600;
}

.footer-links a:hover::before {
    opacity: 1;
    margin-right: 6px;
}

.footer-bottom {
    text-align: center;
    padding-top: var(--spacing-lg);
    border-top: 1px solid rgba(255, 255, 255, 0.14);
    color: rgba(255, 255, 255, 0.78);
    font-size: 13px;
    line-height: 1.65;
    font-weight: var(--font-weight-normal);
    position: relative;
}

.footer-bottom::before {
    content: '';
    position: absolute;
    top: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 100px;
    height: 1px;
    background: linear-gradient(90deg, transparent 0%, rgba(92, 111, 234, 0.5) 50%, transparent 100%);
}

.footer-bottom p {
    margin-bottom: var(--spacing-xs);
    color: rgba(255, 255, 255, 0.82);
}

.footer-disclaimer {
    font-size: 12px;
    color: rgba(255, 255, 255, 0.58);
    max-width: 52rem;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.65;
    letter-spacing: 0.015em;
    font-weight: var(--font-weight-normal);
}

.footer-version {
    font-size: 11px;
    color: rgba(255, 255, 255, 0.45);
    letter-spacing: 0.04em;
    font-weight: var(--font-weight-normal);
}

.footer-subscribe-text {
    font-size: 14px;
    color: rgba(255, 255, 255, 0.85);
    margin-bottom: 12px;
    line-height: 1.5;
}

.footer-subscribe-form {
    display: flex;
    gap: 8px;
    flex-wrap: wrap;
}

.footer-subscribe-submit {
    padding: 10px 16px;
    white-space: nowrap;
}

.footer-subscribe-input {
    flex: 1;
    min-width: 200px;
    padding: 10px 12px;
    border: 1px solid rgba(255, 255, 255, 0.35);
    border-radius: 6px;
    font-size: 14px;
    font-family: var(--font-family);
    background: rgba(255, 255, 255, 0.08);
    color: #fff;
}

.footer-subscribe-input::placeholder {
    color: rgba(255, 255, 255, 0.5);
}

.footer-subscribe-note {
    font-size: 12px;
    color: rgba(255, 255, 255, 0.65);
    margin-top: 8px;
    line-height: 1.4;
}

.footer .btn-secondary {
    color: #ffffff;
    border-color: rgba(255, 255, 255, 0.5);
    background: transparent;
}

.footer .btn-secondary:hover {
    background-color: rgba(255, 255, 255, 0.15);
    border-color: rgba(255, 255, 255, 0.8);
    color: #ffffff;
}

@media (max-width: 768px) {
    #footer-container,
    .footer {
        overflow-x: hidden;
        min-width: 0;
    }
    
    .footer .container {
        padding-left: 1rem;
        padding-right: 1rem;
        max-width: 100%;
        min-width: 0;
    }
    
    .footer-content {
        grid-template-columns: 1fr;
        text-align: center;
        gap: var(--spacing-md);
        min-width: 0;
    }
    
    .footer-column {
        min-width: 0;
        max-width: 100%;
    }
    
    /* Форма подписки — не выезжает за экран */
    .footer-subscribe-form {
        flex-direction: column !important;
        flex-wrap: nowrap !important;
    }
    
    .footer-subscribe-input {
        min-width: 0 !important;
        width: 100% !important;
        max-width: 100% !important;
    }
    
    .footer-bottom {
        word-break: break-word;
    }
    
    .footer-bottom p {
        font-size: 12px;
    }
}

/* База статей Section (переименовано из Blog Preview) */
/* Стили теперь в knowledge-base.css */

/* Плашки для новых модулей */
.section-badges {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 8px;
    margin-bottom: 12px;
    position: relative;
    z-index: 2;
}

/* Подводка — связка между модулями: «а что дальше?» */
.section__lead-in {
    font-size: 14px;
    color: rgba(15, 23, 42, 0.7);
    line-height: 1.5;
    margin-bottom: 8px;
    padding: 0;
}

@media (max-width: 768px) {
    .section__lead-in {
        font-size: 13px;
    }
}

.section-trust .section__lead-in,
.section-objections .section__lead-in,
.section-team .section__lead-in,
.section-advantages .section__lead-in,
.section-purposes .section__lead-in,
.section-process .section__lead-in,
.section-comparison .section__lead-in,
.section-knowledge-base .section__lead-in,
.section-calculator .section__lead-in,
.section-cases .section__lead-in,
.section-comments-slider .section__lead-in,
.section-form-final .section__lead-in {
    text-align: left;
}

.section-reviews .section__lead-in,
.section-documents-upload .section__lead-in {
    text-align: center;
}

/* Калькулятор суммы — lead-in внутри loan-amount-calculator */
#loan-amount-calculator .section__lead-in {
    text-align: left;
}

.section-trust .section__title,
.section-trust .section__subtitle,
.section-objections .section__title,
.section-objections .section__subtitle,
.section-team .section__title,
.section-team .section__subtitle,
.section-advantages .section__title,
.section-advantages .section__subtitle,
.section-comparison .section__title,
.section-comparison .section__subtitle {
    text-align: left;
}

.section-trust .section-badges,
.section-objections .section-badges,
.section-team .section-badges,
.section-advantages .section-badges,
.section-comparison .section-badges {
    justify-content: flex-start;
}

/* Trust badges — единый стиль (два бейджа в ряд) */
.trust-badges {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin-bottom: 20px;
}
.trust-badge {
    display: inline-flex;
    align-items: center;
    font-size: 13px;
    font-weight: 600;
    padding: 10px 18px;
    border-radius: 999px;
    background: rgba(92, 111, 234, 0.1);
    border: 1px solid rgba(92, 111, 234, 0.25);
    color: var(--color-primary-dark);
}
.trust-badge--count [data-counter] {
    font-variant-numeric: tabular-nums;
}

/* Trust header — главная фраза */
.trust-header {
    max-width: 680px;
    margin-bottom: var(--spacing-xl);
}
.trust-header__main {
    font-family: var(--font-family-heading);
    font-size: clamp(22px, 3.2vw, 28px);
    font-weight: 700;
    line-height: 1.35;
    color: #0f172a;
    margin: 0;
    letter-spacing: -0.02em;
}

.trust-legal {
    margin-top: var(--spacing-lg);
    padding: 16px 20px;
    border: 1px solid var(--color-gray-200);
    border-radius: 12px;
    background: var(--color-bg-light);
}

.trust-legal-title {
    font-size: 16px;
    font-weight: 600;
    margin-bottom: 10px;
    color: var(--color-text);
}

.trust-legal-list {
    list-style: none;
    padding: 0;
    margin: 0;
    display: grid;
    gap: 8px;
}

.trust-legal-list a {
    color: var(--color-text);
    text-decoration: underline;
}

.trust-legal-list a:hover {
    color: var(--color-primary);
}

.trust-download {
    margin-top: 12px;
    display: grid;
    gap: 10px;
}

.module-indicator {
    position: fixed;
    right: 26px;
    top: 50%;
    transform: translateY(-50%);
    z-index: 1000;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.indicator-dot {
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.3);
    border: 2px solid rgba(255, 255, 255, 0.5);
    cursor: pointer;
    transition: all 0.3s ease;
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    box-sizing: border-box;
}

.indicator-dot:hover {
    background: rgba(255, 255, 255, 0.6);
    transform: scale(1.15);
}

.indicator-dot.active {
    background: #ffffff;
    border-color: #ffffff;
    transform: scale(1.25);
}

.indicator-dot.active::after {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 20px;
    height: 20px;
    border-radius: 50%;
    border: 2px solid rgba(255, 255, 255, 0.9);
    animation: moduleIndicatorPulse 2s infinite;
    box-sizing: border-box;
}

.indicator-label {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}

@keyframes moduleIndicatorPulse {
    0%, 100% {
        opacity: 1;
        transform: translate(-50%, -50%) scale(1);
    }
    50% {
        opacity: 0.5;
        transform: translate(-50%, -50%) scale(1.4);
    }
}

@media (max-width: 1024px) {
    .module-indicator {
        display: none;
    }
}

.section-badge {
    display: inline-flex;
    align-items: center;
    font-size: 12px;
    font-weight: 600;
    padding: 6px 12px;
    border-radius: 999px;
    background: var(--color-bg-light);
    color: var(--color-primary-dark);
    border: 1px solid var(--color-gray-200);
    text-transform: none;
}

.section-badge--primary {
    background: rgba(92, 111, 234, 0.12);
    color: var(--color-primary-dark);
    border-color: rgba(92, 111, 234, 0.3);
}

.section-badge--muted {
    background: var(--color-gray-100);
    color: var(--color-text);
    border-color: var(--color-gray-200);
}

/* Бейджи — мобильная оптимизация */
@media (max-width: 768px) {
    .section-badges {
        gap: 6px;
        margin-bottom: 10px;
        padding: 0 2px;
    }
    
    .section-badge {
        font-size: clamp(11px, 2.8vw, 12px);
        padding: 5px 10px;
        line-height: 1.3;
    }
}

@media (max-width: 400px) {
    .section-badges {
        gap: 5px;
    }
    
    .section-badge {
        font-size: 10px;
        padding: 4px 8px;
    }
}

/* Trust-блок — чистое оформление без радужных градиентов и водяных знаков (D-015 / D-016) */
.section-trust {
    background-color: #FAF9F6;
    background-image: none !important;
    position: relative;
    border-top: 1px solid rgba(15, 23, 42, 0.06);
    border-bottom: 1px solid rgba(15, 23, 42, 0.06);
}

.section-trust::after {
    display: none !important;
}

.section-trust .section-bg-watermark {
    display: none !important;
}

.section-trust .container {
    position: relative;
    z-index: 1;
}

/* Риски — статичный «рассвет» + лёгкий блик справа (зона водяного знака) */
.section-risks {
    background:
        radial-gradient(ellipse 50% 80% at 90% 40%, rgba(37, 99, 235, 0.04) 0%, transparent 60%),
        linear-gradient(
            180deg,
            rgba(30, 58, 138, 0.15) 0%,
            rgba(248, 251, 255, 0.98) 35%,
            #f8fafc 100%
        );
    position: relative;
}

/* Водяные знаки — в зоне видимости (справа, не перекрываются контентом).
   См. docs/kapital77/ВОДЯНЫЕ_ЗНАКИ_ЗОНЫ_ВИДИМОСТИ.md */
.section-risks .section-bg-watermark,
.section-trust .section-bg-watermark,
.section-process .section-bg-watermark,
.section-objections .section-bg-watermark,
.section-team .section-bg-watermark,
.section-purposes .section-bg-watermark,
.section-reviews .section-bg-watermark,
.section-calculator .section-bg-watermark,
.section-documents-checklist .section-bg-watermark,
.section-loan-amount-calculator .section-bg-watermark,
.section-form-final .section-bg-watermark {
    position: absolute;
    top: 0;
    bottom: 0;
    display: flex;
    align-items: center;
    justify-content: flex-end;
    padding-right: 5%;
    pointer-events: none;
    z-index: 0;
    font-size: clamp(80px, 14vw, 160px);
    font-weight: 800;
    letter-spacing: -0.02em;
    line-height: 0.9;
    color: rgba(37, 99, 235, 0.05);
    font-family: var(--font-family-heading), -apple-system, BlinkMacSystemFont, sans-serif;
    user-select: none;
    will-change: transform;
    transition: transform 0.15s ease-out;
    --wm-parallax: 0;
}

/* Принцип: правый верхний угол — там обычно больше места */
@media (min-width: 1024px) {
    .section-trust .section-bg-watermark,
    .section-objections .section-bg-watermark,
    .section-team .section-bg-watermark,
    .section-purposes .section-bg-watermark,
    .section-process .section-bg-watermark,
    .section-reviews .section-bg-watermark,
    .section-calculator .section-bg-watermark,
    .section-documents-checklist .section-bg-watermark,
    .section-loan-amount-calculator .section-bg-watermark,
    .section-form-final .section-bg-watermark {
        left: 62%;
        right: 0;
        align-items: flex-start;
        padding-top: 12%;
        padding-right: 4%;
    }
    /* Trust: слово ровно вверху справа */
    .section-trust .section-bg-watermark {
        padding-top: 2%;
    }
}

/* Risks: «ЧЕСТНО» — правее (55%), левая часть видна */
.section-risks .section-bg-watermark {
    left: 55%;
    right: 0;
    justify-content: flex-start;
    padding-left: 2%;
    padding-right: 0;
    overflow: hidden;
    transform: translateY(var(--wm-parallax, 0));
}

/* Trust: «БЕЗОПАСНО» — ровно вверху справа */
.section-trust .section-bg-watermark {
    top: 0;
    align-items: flex-start;
    padding-top: 2%;
    transform: rotate(-10deg) translateY(var(--wm-parallax, 0));
}

/* Process: «БЫСТРО» — лёгкий наклон */
.section-process .section-bg-watermark {
    transform: rotate(-6deg) translateY(var(--wm-parallax, 0));
}

/* Objections: «СПОКОЙСТВИЕ» — резкий наклон, выше и правее, меньше, тонированнее */
.section-objections .section-bg-watermark {
    font-size: clamp(55px, 10vw, 110px);
    color: rgba(37, 99, 235, 0.03);
    transform: rotate(-14deg) translateY(var(--wm-parallax, 0));
}

/* Team: «КОМАНДА» — рядом с objections по зоне, чуть мягче */
.section-team .section-bg-watermark {
    font-size: clamp(48px, 9vw, 100px);
    color: rgba(37, 99, 235, 0.035);
    transform: rotate(-11deg) translateY(var(--wm-parallax, 0));
}

/* Purposes: «ЦЕЛИ» — выше (top-right) */
.section-purposes .section-bg-watermark {
    font-size: clamp(60px, 10vw, 115px);
    transform: translateY(var(--wm-parallax, 0));
}

/* Reviews: «ОТЗЫВЫ» — top-right, тёплый тон */
.section-reviews .section-bg-watermark {
    font-size: clamp(70px, 12vw, 130px);
    color: rgba(90, 70, 50, 0.04);
    transform: rotate(-8deg) translateY(var(--wm-parallax, 0));
}

/* Calculator: «3,5» — ставка, top-right */
.section-calculator .section-bg-watermark {
    font-size: clamp(100px, 18vw, 200px);
    font-weight: 900;
    color: rgba(37, 99, 235, 0.04);
    transform: translateY(var(--wm-parallax, 0));
}

/* Documents-checklist: «ВАМ ОДОБРЕНО» — top-right, светлый фон */
.section-documents-checklist .section-bg-watermark {
    font-size: clamp(60px, 11vw, 120px);
    color: rgba(37, 99, 235, 0.04);
    transform: rotate(-6deg) translateY(var(--wm-parallax, 0));
}

/* Loan-amount-calculator: «СУММА» — DESIGN_DIRECTION, изюминка модуля */
.section-loan-amount-calculator .section-bg-watermark {
    font-size: clamp(70px, 12vw, 130px);
    color: rgba(37, 99, 235, 0.04);
    transform: rotate(-5deg) translateY(var(--wm-parallax, 0));
}

/* Form-final: «ЗАЯВКА» — DESIGN_DIRECTION */
.section-form-final .section-bg-watermark {
    font-size: clamp(65px, 11vw, 120px);
    color: rgba(37, 99, 235, 0.04);
    transform: rotate(-6deg) translateY(var(--wm-parallax, 0));
}

/* Мост Trust → Risks: плавный переход */
.section-risks::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 80px;
    background: linear-gradient(180deg, rgba(248, 251, 255, 0.9) 0%, transparent 100%);
    pointer-events: none;
    z-index: 0;
}

/* Текст всегда тёмный (читаемость) */
.section-risks .section-badge {
    background: rgba(92, 111, 234, 0.1);
    color: var(--color-primary-dark);
    border-color: rgba(92, 111, 234, 0.25);
}
.section-risks .section-badge--primary {
    background: rgba(92, 111, 234, 0.12);
    color: var(--color-primary-dark);
    border-color: rgba(92, 111, 234, 0.3);
}
.section-risks .section__lead-in,
.section-risks .section__title,
.section-risks .section__subtitle {
    color: #0f172a;
}
.section-risks .section__lead-in {
    color: rgba(15, 23, 42, 0.7);
}
.section-risks .section__subtitle {
    color: #334155;
}
.section-risks .trust-accordion-toggle {
    background: rgba(37, 99, 235, 0.05);
    border-color: rgba(37, 99, 235, 0.2);
    color: var(--color-primary);
}
.section-risks .trust-accordion-toggle:hover {
    background: rgba(37, 99, 235, 0.1);
    border-color: rgba(37, 99, 235, 0.3);
}
.section-risks .section-cta .btn-secondary {
    background: transparent;
    color: var(--color-primary);
    border-color: var(--color-primary);
}
.section-risks .section-cta .btn-secondary:hover {
    background: var(--color-primary);
    color: #fff;
}

.section-risks .container {
    position: relative;
    z-index: 1;
}

/* Risks — layout и карточки (без inline-стилей) */
.section-risks .section-badges {
    justify-content: flex-start;
}
.risks-content {
    max-width: 820px;
    margin: 0;
}
.risks-card {
    padding: 24px;
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 16px;
    margin-bottom: 24px;
    box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.05);
    border-left: 4px solid #1E3A8A;
    scroll-margin-top: 90px;
}
.risks-title {
    font-size: 18px;
    font-weight: 700;
    margin-bottom: 16px;
    color: #0f172a;
}
.risks-card p {
    margin: 0 0 12px;
    line-height: 1.6;
    color: #334155;
}
.risks-card p:last-of-type {
    margin-bottom: 0;
}
.risks-card ul {
    margin: 0 0 12px;
    padding-left: 20px;
    line-height: 1.6;
    color: #334155;
}
.risks-card .risks-subtitle {
    margin-bottom: 8px;
    font-weight: 600;
    color: #0f172a;
}
.risks-card .risks-protection {
    font-weight: 600;
    color: rgba(15, 23, 42, 0.9);
}
.risks-card .risks-law-link {
    margin-top: 12px;
    font-size: 14px;
}
.risks-card .risks-law-link a {
    color: var(--color-primary);
    text-decoration: underline;
}
.risks-card .risks-law-link a:hover {
    color: var(--color-primary-dark);
}
.risks-disclaimer {
    scroll-margin-top: 90px;
    padding: 24px;
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 16px;
    font-size: 14px;
    line-height: 1.6;
    color: rgba(15, 23, 42, 0.8);
    margin-bottom: 24px;
    box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.05);
}
.risks-disclaimer p {
    margin: 0 0 8px;
}
.risks-disclaimer-title {
    font-weight: 600;
    color: rgba(15, 23, 42, 0.9) !important;
}
.risks-disclaimer p:last-of-type {
    margin: 0;
}
.risks-disclaimer ul {
    margin: 0 0 10px;
    padding-left: 20px;
}
.risks-disclaimer a {
    color: var(--color-primary);
    text-decoration: underline;
}
.risks-disclaimer a:hover {
    color: var(--color-primary-dark);
}
.risks-anti-scam {
    margin-top: 8px;
    scroll-margin-top: 90px;
}
.risks-anti-scam .trust-accordion-content {
    margin-top: 16px;
    padding: 24px;
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 16px;
    box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.05);
}
.risks-anti-scam .trust-accordion-content ul {
    margin: 0;
    padding-left: 20px;
    line-height: 1.8;
    color: #334155;
}

/* ==========================================================================
   T-RISKS: Разбор 4 типичных ловушек серых кредиторов и Red Flag Scanner
   ========================================================================== */
.risks-traps-block {
    margin-bottom: 24px;
    scroll-margin-top: 90px;
}
.risks-block-header {
    margin-bottom: 16px;
}
.risks-pill-warning {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(220, 38, 38, 0.08);
    color: #DC2626;
    border: 1px solid rgba(220, 38, 38, 0.2);
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    padding: 4px 12px;
    border-radius: 9999px;
    margin-bottom: 10px;
}
.risks-block-title {
    font-size: 20px;
    font-weight: 700;
    color: #0F172A;
    margin: 0 0 6px 0;
    line-height: 1.35;
}
.risks-block-desc {
    font-size: 14px;
    color: #475569;
    margin: 0;
    line-height: 1.5;
}
.risks-traps-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
    margin-top: 16px;
}
.risks-trap-card {
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 16px;
    padding: 20px;
    box-shadow: 0 4px 16px -2px rgba(15, 23, 42, 0.04);
    display: flex;
    flex-direction: column;
    transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}
.risks-trap-card:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(15, 23, 42, 0.08);
    border-color: rgba(220, 38, 38, 0.25);
}
.risks-trap-card__badge {
    align-self: flex-start;
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    color: #DC2626;
    background: rgba(220, 38, 38, 0.08);
    padding: 3px 8px;
    border-radius: 6px;
    margin-bottom: 10px;
}
.risks-trap-card__title {
    font-size: 16px;
    font-weight: 700;
    color: #0F172A;
    margin: 0 0 12px 0;
    line-height: 1.35;
}
.risks-trap-card__threat {
    background: rgba(239, 68, 68, 0.05);
    border-left: 3px solid #EF4444;
    border-radius: 8px;
    padding: 10px 12px;
    margin-bottom: 10px;
    display: flex;
    align-items: flex-start;
    gap: 8px;
    font-size: 13px;
    line-height: 1.5;
    color: #475569;
}
.risks-threat-icon {
    font-size: 14px;
    line-height: 1.2;
    flex-shrink: 0;
}
.risks-trap-card__threat p,
.risks-trap-card__solution p {
    margin: 0;
}
.risks-trap-card__solution {
    background: rgba(16, 185, 129, 0.06);
    border-left: 3px solid #10B981;
    border-radius: 8px;
    padding: 10px 12px;
    display: flex;
    align-items: flex-start;
    gap: 8px;
    font-size: 13px;
    line-height: 1.5;
    color: #0F172A;
    margin-top: auto;
}
.risks-solution-icon {
    font-size: 14px;
    line-height: 1.2;
    flex-shrink: 0;
}

/* Red Flag Scanner — выделенная премиальная карточка */
.red-flag-scanner-card {
    background: linear-gradient(135deg, #0F172A 0%, #1E293B 100%);
    border: 1px solid rgba(16, 185, 129, 0.35);
    border-radius: 20px;
    padding: 32px 28px;
    margin-bottom: 24px;
    box-shadow: 0 12px 36px -4px rgba(15, 23, 42, 0.25), 0 0 0 1px rgba(255, 255, 255, 0.05);
    color: #FFFFFF;
    position: relative;
    overflow: hidden;
    scroll-margin-top: 90px;
}
.red-flag-scanner-card::before {
    content: '';
    position: absolute;
    top: -50px;
    right: -50px;
    width: 220px;
    height: 220px;
    background: radial-gradient(circle, rgba(16, 185, 129, 0.18) 0%, transparent 70%);
    pointer-events: none;
    border-radius: 50%;
}
.red-flag-scanner__header {
    position: relative;
    z-index: 1;
    margin-bottom: 20px;
}
.badge-scanner {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(16, 185, 129, 0.16);
    color: #34D399;
    border: 1px solid rgba(16, 185, 129, 0.3);
    border-radius: 9999px;
    font-size: 12px;
    font-weight: 600;
    padding: 4px 12px;
    letter-spacing: 0.02em;
    margin-bottom: 12px;
}
.red-flag-scanner__title {
    color: #FFFFFF !important;
    font-size: 22px;
    font-weight: 700;
    line-height: 1.35;
    margin: 0 0 10px 0;
}
.red-flag-scanner__subtitle {
    color: #CBD5E1 !important;
    font-size: 15px;
    line-height: 1.6;
    margin: 0;
}
.red-flag-scanner__features {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 12px;
    margin: 20px 0 24px;
    position: relative;
    z-index: 1;
}
.scanner-feature-item {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 12px;
    padding: 14px 12px;
    display: flex;
    align-items: flex-start;
    gap: 10px;
}
.scanner-feature-icon {
    font-size: 18px;
    line-height: 1;
    flex-shrink: 0;
}
.scanner-feature-text {
    display: flex;
    flex-direction: column;
    gap: 2px;
}
.scanner-feature-text strong {
    font-size: 13px;
    color: #F8FAFC;
    line-height: 1.3;
}
.scanner-feature-text span {
    font-size: 12px;
    color: #94A3B8;
    line-height: 1.4;
}
.red-flag-scanner__action {
    position: relative;
    z-index: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
}
.btn-scanner-tg {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    background: linear-gradient(135deg, #0284C7 0%, #0369A1 100%);
    color: #FFFFFF !important;
    font-size: 16px;
    font-weight: 600;
    padding: 16px 28px;
    border-radius: 12px;
    text-decoration: none;
    box-shadow: 0 4px 16px rgba(2, 132, 199, 0.35);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
    width: auto;
}
.btn-scanner-tg:hover {
    background: linear-gradient(135deg, #0369A1 0%, #075985 100%);
    transform: translateY(-2px);
    box-shadow: 0 6px 24px rgba(2, 132, 199, 0.5);
    color: #FFFFFF !important;
}
.btn-scanner-tg svg {
    flex-shrink: 0;
}
.scanner-action-micro {
    color: #94A3B8 !important;
    font-size: 13px;
    margin: 10px 0 0 0;
    line-height: 1.4;
}

@media (max-width: 768px) {
    .risks-traps-grid {
        grid-template-columns: 1fr;
        gap: 12px;
    }
    .red-flag-scanner-card {
        padding: 24px 16px;
        border-radius: 16px;
    }
    .red-flag-scanner__title {
        font-size: 19px;
    }
    .red-flag-scanner__features {
        grid-template-columns: 1fr;
        gap: 8px;
    }
    .btn-scanner-tg {
        width: 100%;
        padding: 14px 16px;
        font-size: 14px;
        text-align: center;
    }
}

/* Objections — разнообразие: тёплый base #faf9f8, радиалы в разных углах */
/* Objections — тёплый base + радиалы + лёгкий блик справа (зона водяного знака) */
.section-objections {
    background-color: #faf9f8;
    background-image:
        radial-gradient(ellipse 45% 70% at 88% 35%, rgba(92, 111, 234, 0.05) 0%, transparent 55%),
        radial-gradient(circle at 80% 15%, rgba(37, 99, 235, 0.09) 0%, transparent 50%),
        radial-gradient(circle at 15% 70%, rgba(92, 111, 234, 0.07) 0%, transparent 45%),
        radial-gradient(circle at 50% 0%, rgba(248, 250, 252, 0.5) 0%, transparent 40%),
        linear-gradient(180deg, rgba(255, 255, 255, 0.95) 0%, rgba(250, 249, 248, 1) 100%);
    background-repeat: no-repeat;
}

/* Мосты между модулями: «льющийся» текст + линия-шов + подсказка скролла.
   Регламент: docs/kapital77/РЕГЛАМЕНТ_МОСТЫ_МОДУЛЕЙ_ЛЕНДИНГ_KAPITAL77.md */
.section-module-bridge {
    position: relative;
    margin: 0;
}

.section-module-bridge--to-next {
    padding-top: clamp(1.1rem, 2.8vw, 1.65rem);
    margin-top: clamp(1rem, 2.5vw, 1.5rem);
}

.section-module-bridge--to-next::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 1px;
    background: linear-gradient(
        90deg,
        transparent 0%,
        rgba(37, 99, 235, 0.22) 45%,
        rgba(37, 99, 235, 0.12) 55%,
        transparent 100%
    );
    pointer-events: none;
}

.section-module-bridge__text {
    margin: 0;
    font-size: clamp(0.98rem, 1.05vw, 1.09rem);
    line-height: 1.68;
    color: rgba(15, 23, 42, 0.74);
    font-style: italic;
    max-width: 40rem;
    letter-spacing: 0.01em;
}

.section-module-bridge__scroll-hint {
    display: block;
    margin-top: 0.45rem;
    font-size: 1.1rem;
    line-height: 1;
    color: rgba(37, 99, 235, 0.42);
    font-style: normal;
}

.section-module-bridge--from-prev {
    margin-bottom: clamp(0.5rem, 1.5vw, 1rem);
    padding-bottom: 0.15rem;
}

.section-advantages .section-module-bridge--from-prev {
    position: relative;
    z-index: 1;
}

html[data-theme="dark"] .section-module-bridge__text {
    color: rgba(226, 232, 240, 0.78);
}

html[data-theme="dark"] .section-module-bridge--to-next::before {
    background: linear-gradient(
        90deg,
        transparent 0%,
        rgba(96, 165, 250, 0.28) 50%,
        transparent 100%
    );
}

html[data-theme="dark"] .section-module-bridge__scroll-hint {
    color: rgba(96, 165, 250, 0.5);
}

@media (prefers-reduced-motion: reduce) {
    .section-module-bridge__scroll-hint {
        opacity: 0.65;
    }
}

/* Comparison — разнообразие: base #f8fafc, два радиала в разных углах */
.section-comparison {
    background-color: #f8fafc;
    background-image:
        radial-gradient(circle at 50% 0%, rgba(92, 111, 234, 0.08) 0%, transparent 60%),
        radial-gradient(circle at 90% 80%, rgba(37, 99, 235, 0.05) 0%, transparent 50%),
        linear-gradient(180deg, rgba(248, 250, 252, 0.95) 0%, rgba(255, 255, 255, 1) 55%);
    background-repeat: no-repeat;
}

/* Conditions — разнообразие: base #fafbfc, лёгкий радиал */
.section-conditions-ranges {
    background-color: #fafbfc;
    background-image:
        radial-gradient(circle at 30% 20%, rgba(92, 111, 234, 0.06) 0%, transparent 50%),
        radial-gradient(circle at 70% 90%, rgba(37, 99, 235, 0.04) 0%, transparent 45%),
        linear-gradient(180deg, rgba(250, 252, 254, 0.98) 0%, rgba(255, 255, 255, 1) 100%);
    background-repeat: no-repeat;
}

.section-conditions-ranges .section__lead-in,
.section-conditions-ranges .section__title,
.section-conditions-ranges .section__subtitle {
    text-align: left;
}

/* Documents-checklist — разнообразие: base #f9fafb, радиал слева внизу */
.section-documents-checklist {
    background-color: #f9fafb;
    background-image:
        radial-gradient(circle at 65% 25%, rgba(37, 99, 235, 0.08) 0%, transparent 55%),
        radial-gradient(circle at 10% 90%, rgba(92, 111, 234, 0.05) 0%, transparent 40%),
        linear-gradient(180deg, rgba(248, 250, 252, 0.98) 0%, #ffffff 100%);
    background-repeat: no-repeat;
}

.section-documents-checklist .section__lead-in,
.section-documents-checklist .section__title,
.section-documents-checklist .section__subtitle {
    text-align: left;
}

.section-documents-checklist .section-badges {
    justify-content: flex-start;
}

.section-conditions-ranges .section-badges {
    justify-content: flex-start;
}

/* ПСИХОЛОГИЯ_ФОНОВ_ПРОГРЕССИЯ: зона 3 «пестрее», радиалы 0.12/0.10/0.08, фиолетовый */
.section-cases {
    background-color: var(--color-bg-light);
    background-image:
        linear-gradient(180deg, rgba(92, 111, 234, 0.12) 0%, rgba(248, 249, 250, 1) 55%, rgba(248, 249, 250, 1) 100%),
        radial-gradient(circle at 75% 85%, rgba(90, 78, 168, 0.08) 0%, transparent 55%);
    background-repeat: no-repeat;
    position: relative;
    overflow: hidden;
}

/* Премиум-декор (НЕ через ::before — он зарезервирован под dev-метки) */
.section-cases::after {
    content: "";
    position: absolute;
    inset: 0;
    background:
        radial-gradient(circle at 12% 15%, rgba(92, 111, 234, 0.10) 0%, transparent 52%),
        radial-gradient(circle at 85% 25%, rgba(90, 78, 168, 0.08) 0%, transparent 55%),
        radial-gradient(circle at 55% 95%, rgba(92, 111, 234, 0.10) 0%, transparent 60%);
    opacity: 0.9;
    pointer-events: none;
    z-index: 0;
}

/* Контент секции выше декоративного слоя */
.section-cases .container {
    position: relative;
    z-index: 1;
}

/* Компактность новых секций */
.section-comparison,
.section-conditions-ranges,
.section-trust,
.section-objections,
.section-team,
.section-cases {
    padding: var(--spacing-lg) 0;
}

.section-comparison .section__subtitle,
.section-conditions-ranges .section__subtitle,
.section-trust .section__subtitle,
.section-objections .section__subtitle,
.section-team .section__subtitle,
.section-cases .section__subtitle {
    margin-bottom: var(--spacing-md);
}

@media (max-width: 768px) {
    .section-comparison,
    .section-conditions-ranges,
    .section-trust,
    .section-objections,
    .section-team,
    .section-cases {
        padding: var(--spacing-md) 0;
    }

    /* Водяные знаки — на мобильной компактнее, top-right */
    .section-risks .section-bg-watermark,
    .section-trust .section-bg-watermark,
    .section-process .section-bg-watermark,
    .section-objections .section-bg-watermark,
    .section-team .section-bg-watermark,
    .section-purposes .section-bg-watermark,
    .section-reviews .section-bg-watermark,
    .section-calculator .section-bg-watermark,
    .section-documents-checklist .section-bg-watermark,
    .section-loan-amount-calculator .section-bg-watermark,
    .section-form-final .section-bg-watermark {
        font-size: clamp(50px, 16vw, 90px);
        left: 50%;
        right: 0;
        align-items: flex-start;
        padding-top: 15%;
    }
    .section-risks .section-bg-watermark {
        padding-left: 35%;
    }
    
    .section-comparison {
        overflow-x: hidden;
    }
    .section-comparison .container {
        max-width: 100%;
        padding-left: 1rem;
        padding-right: 1rem;
        box-sizing: border-box;
    }
    .section-comparison .section__title {
        font-size: 1.5rem;
    }
    .section-comparison .section__subtitle {
        font-size: 0.9375rem;
    }
    .comparison-desktop-matrix {
        display: none !important;
    }
    .comparison-mobile-tabs {
        display: block !important;
    }
    .comparison-scenarios {
        margin-top: 24px;
        padding-top: 20px;
    }
    .comparison-scenarios__title {
        font-size: 19px;
    }
    .comparison-scenarios__grid {
        grid-template-columns: 1fr;
        gap: 14px;
    }
    .comparison-scenario-card {
        padding: 18px 16px;
    }
    
    /* Кейсы на мобильных (<=768px): скрытие стрелок и плавный свайп пальцем */
    .cases-carousel-btn {
        display: none !important;
    }
    .cases-carousel-wrapper {
        overflow: visible !important;
        margin-left: -8px;
        margin-right: -8px;
        padding-left: 8px;
        padding-right: 8px;
    }
    .cases-grid {
        display: flex !important;
        overflow-x: auto !important;
        scroll-snap-type: x mandatory !important;
        -webkit-overflow-scrolling: touch !important;
        gap: 16px !important;
        padding-bottom: 12px !important;
        transform: none !important;
    }
    .case-card {
        flex: 0 0 88% !important;
        max-width: 88% !important;
        scroll-snap-align: center !important;
        box-sizing: border-box !important;
    }
}

/* CTA внизу секции кейсов - улучшенный дизайн */
.section-cases .section-cta {
    margin-top: var(--spacing-xl);
    text-align: center;
    padding: var(--spacing-lg) 0 var(--spacing-md) 0;
}

.section-cases .section-cta .btn {
    margin-bottom: var(--spacing-md);
    font-size: var(--font-size-base);
    font-weight: 600;
    padding: 16px 40px;
    min-width: 280px;
    border-radius: 8px; /* Согласно дизайн-кодексу */
    transition: all 0.2s ease;
}

.section-cases .section-cta .btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(37, 99, 235, 0.25);
}

.section-cases .section-cta-note {
    margin-top: 0;
    font-size: var(--font-size-base);
    line-height: var(--line-height-normal);
    color: var(--color-text-light);
    font-weight: 400;
    max-width: 500px;
    margin-left: auto;
    margin-right: auto;
}

.section-cases .section-cta-note strong {
    color: var(--color-text);
    font-weight: 600;
}

/* CTA внутри карточек кейсов */
.case-cta {
    margin-top: var(--spacing-md);
    text-align: center;
    padding-top: var(--spacing-sm);
    border-top: 1px solid rgba(15, 23, 42, 0.06);
}

.case-cta .btn {
    width: 100%;
    max-width: 100%;
    border-radius: 8px; /* Согласно дизайн-кодексу */
}

@media (max-width: 768px) {
    .section-cases .section-cta {
        margin-top: var(--spacing-lg);
        padding: var(--spacing-md) 0;
    }
    
    .section-cases .section-cta .btn {
        min-width: 100%;
        padding: 14px 24px;
        font-size: var(--font-size-base);
    }
    
    .section-cases .section-cta-note {
        font-size: var(--font-size-small);
        padding: 0 var(--spacing-sm);
    }
    
    .case-cta {
        margin-top: var(--spacing-sm);
        padding-top: var(--spacing-sm);
    }
}

.section-cta {
    margin-top: var(--spacing-md);
    text-align: center;
}

/* Сравнение по ценности */
.comparison-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: var(--spacing-md);
    margin-top: var(--spacing-md);
}

.comparison-card {
    background: var(--color-bg);
    border: 1px solid var(--color-gray-200);
    border-radius: 12px;
    padding: var(--spacing-md);
    box-shadow: 0 6px 16px rgba(0, 0, 0, 0.06);
}

.comparison-card-muted {
    background: var(--color-bg-light);
}

.comparison-title {
    font-size: 18px;
    font-weight: 700;
    margin-bottom: var(--spacing-sm);
}

.comparison-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.comparison-list li {
    position: relative;
    padding-left: 18px;
    margin-bottom: 8px;
    color: var(--color-text);
}

.comparison-list li::before {
    content: "•";
    position: absolute;
    left: 0;
    color: var(--color-primary);
    font-weight: 700;
}

.comparison-note {
    text-align: center;
    font-size: 13px;
    color: var(--color-text-light);
    margin-top: var(--spacing-sm);
}

/* Десктоп-матрица (4 колонки) - Канон 2026 */
.section-comparison,
.comparison-desktop-matrix,
.comparison-mobile-tabs,
.comparison-scenarios {
    opacity: 1 !important;
    transform: none !important;
    visibility: visible !important;
}

.comparison-desktop-matrix {
    margin-top: var(--spacing-lg);
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 16px;
    background: #FFFFFF;
    box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.05);
    overflow: hidden;
}

.comparison-matrix-table {
    width: 100%;
    border-collapse: collapse;
    table-layout: fixed;
}

.comparison-matrix-table th,
.comparison-matrix-table td {
    padding: 20px 24px;
    border-bottom: 1px solid rgba(15, 23, 42, 0.08);
    text-align: left;
    vertical-align: top;
    font-size: 15px;
    line-height: 1.5;
}

.comparison-matrix-table thead th {
    background: #FAFAF9;
    border-bottom: 1px solid rgba(15, 23, 42, 0.12);
}

.comparison-col-param {
    width: 22%;
    font-size: 14px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    color: var(--color-text-muted);
}

.comparison-col-kapital {
    width: 28%;
}

.comparison-col-bank,
.comparison-col-mfo {
    width: 25%;
}

.comparison-matrix-table th.is-featured,
.comparison-matrix-table td.is-featured {
    background: #F4FAF7;
    border-left: 1.5px solid rgba(5, 150, 105, 0.35);
    border-right: 1.5px solid rgba(5, 150, 105, 0.35);
    position: relative;
}

.comparison-matrix-table thead th.is-featured {
    background: #EEF8F3;
    border-top: 3px solid #059669;
}

.comparison-matrix-table tbody tr:last-child td.is-featured {
    border-bottom: 2px solid rgba(5, 150, 105, 0.35);
}

.comparison-badge-pill {
    display: inline-block;
    padding: 4px 10px;
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    border-radius: 999px;
    background: #059669;
    color: #FFFFFF;
    margin-bottom: 8px;
}

.comparison-badge-pill--neutral {
    background: #475569;
}

.comparison-badge-pill--warning {
    background: #D97706;
}

.comparison-col-title {
    font-size: 18px;
    font-weight: 700;
    color: var(--color-text);
    margin-bottom: 4px;
}

.comparison-col-desc {
    font-size: 13px;
    color: var(--color-text-light);
}

.param-name {
    font-weight: 600;
    color: var(--color-text);
}

.comparison-matrix-table td strong {
    display: block;
    font-size: 16px;
    color: var(--color-text);
    margin-bottom: 4px;
}

.comparison-matrix-table td .param-sub {
    display: block;
    font-size: 13px;
    color: var(--color-text-light);
    line-height: 1.45;
}

.param-fit-callout {
    background: rgba(5, 150, 105, 0.06);
    border-left: 3px solid #059669;
    padding: 12px 14px;
    border-radius: 6px;
    font-size: 13px;
    line-height: 1.5;
    color: var(--color-text);
}

.param-fit-callout-neutral {
    background: rgba(15, 23, 42, 0.03);
    border-left: 3px solid rgba(15, 23, 42, 0.2);
    padding: 12px 14px;
    border-radius: 6px;
    font-size: 13px;
    line-height: 1.5;
    color: var(--color-text);
}

.comparison-matrix-table tbody tr:last-child td {
    border-bottom: none;
}

/* Мобильный вид (Segmented Control + Сценарные карточки) */
.comparison-mobile-tabs {
    display: none;
    margin-top: var(--spacing-md);
    width: 100%;
    max-width: 100%;
    box-sizing: border-box;
}

.comparison-segmented-control {
    display: flex;
    background: #EFECE6;
    padding: 4px;
    border-radius: 12px;
    gap: 4px;
    margin-bottom: var(--spacing-md);
    min-height: 48px;
    box-sizing: border-box;
    width: 100%;
}

.comparison-tab-btn {
    flex: 1 1 0;
    min-height: 44px;
    padding: 8px 10px;
    border: none;
    background: transparent;
    border-radius: 9px;
    font-family: var(--font-family);
    font-size: 13px;
    font-weight: 500;
    color: var(--color-text-light);
    cursor: pointer;
    transition: all 0.2s ease;
    text-align: center;
    display: flex;
    align-items: center;
    justify-content: center;
    -webkit-tap-highlight-color: transparent;
}

.comparison-tab-btn.is-active {
    background: #FFFFFF;
    color: #0F172A;
    font-weight: 700;
    box-shadow: 0 2px 8px rgba(15, 23, 42, 0.08);
}

.comparison-card {
    display: none;
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 16px;
    padding: 20px;
    box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.05);
    box-sizing: border-box;
    width: 100%;
    animation: fadeInComparisonTab 0.25s ease-out;
}

.comparison-card.is-active {
    display: block;
}

.comparison-card.is-featured-mobile {
    border: 1.5px solid rgba(5, 150, 105, 0.35);
    background: #FCFDFD;
}

@keyframes fadeInComparisonTab {
    from {
        opacity: 0;
        transform: translateY(4px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.comparison-card__header {
    border-bottom: 1px solid rgba(15, 23, 42, 0.08);
    padding-bottom: 16px;
    margin-bottom: 16px;
}

.comparison-card__title {
    font-size: 20px;
    font-weight: 700;
    color: #0F172A;
    margin: 8px 0 4px;
    line-height: 1.3;
}

.comparison-card__tagline {
    font-size: 13px;
    color: var(--color-text-light);
    margin: 0;
}

.comparison-card__params {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-bottom: 18px;
}

.comparison-param-item {
    display: flex;
    flex-direction: column;
    gap: 2px;
    padding-bottom: 10px;
    border-bottom: 1px dashed rgba(15, 23, 42, 0.08);
}

.comparison-param-item:last-child {
    border-bottom: none;
    padding-bottom: 0;
}

.param-item-label {
    font-size: 12px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.03em;
    color: var(--color-text-muted);
}

.param-item-value {
    font-size: 14px;
    color: var(--color-text);
    line-height: 1.4;
}

.param-item-value strong {
    color: #0F172A;
    font-weight: 700;
}

.comparison-callout {
    display: flex;
    gap: 12px;
    padding: 14px;
    border-radius: 10px;
    margin-top: 12px;
    font-size: 13px;
    line-height: 1.5;
    box-sizing: border-box;
}

.comparison-callout__icon {
    flex-shrink: 0;
    margin-top: 2px;
}

.comparison-callout--fit {
    background: rgba(5, 150, 105, 0.07);
    border: 1px solid rgba(5, 150, 105, 0.18);
    color: #064E3B;
}

.comparison-callout--fit .comparison-callout__icon {
    color: #059669;
}

.comparison-callout--honest {
    background: #F8FAFC;
    border: 1px solid rgba(15, 23, 42, 0.08);
    color: #334155;
}

.comparison-callout--honest .comparison-callout__icon {
    color: #64748B;
}

/* Блок выводов: Сценарные карточки выбора */
.comparison-scenarios {
    margin-top: 36px;
    padding-top: 32px;
    border-top: 1px solid rgba(15, 23, 42, 0.08);
}

.comparison-scenarios__header {
    margin-bottom: 22px;
    text-align: left;
}

.comparison-scenarios__title {
    font-size: 22px;
    font-weight: 700;
    color: #0F172A;
    margin: 0 0 6px;
    line-height: 1.3;
}

.comparison-scenarios__subtitle {
    font-size: 14px;
    color: var(--color-text-light);
    margin: 0;
}

.comparison-scenarios__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.comparison-scenario-card {
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 14px;
    padding: 22px 20px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    box-shadow: 0 2px 10px rgba(15, 23, 42, 0.03);
    box-sizing: border-box;
}

.comparison-scenario-card.is-featured {
    background: #F4FAF7;
    border: 1.5px solid rgba(5, 150, 105, 0.35);
    box-shadow: 0 4px 16px rgba(5, 150, 105, 0.07);
}

.comparison-scenario-card__header {
    margin-bottom: 14px;
}

.comparison-scenario-card__tag {
    display: inline-block;
    padding: 4px 10px;
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    border-radius: 999px;
    background: #F1F5F9;
    color: #475569;
    margin-bottom: 8px;
}

.comparison-scenario-card__tag--featured {
    background: #059669;
    color: #FFFFFF;
}

.comparison-scenario-card__title {
    font-size: 17px;
    font-weight: 700;
    color: #0F172A;
    margin: 0;
    line-height: 1.35;
}

.comparison-scenario-card__list {
    list-style: none;
    padding: 0;
    margin: 0 0 16px;
    flex-grow: 1;
}

.comparison-scenario-card__list li {
    position: relative;
    padding-left: 18px;
    margin-bottom: 8px;
    font-size: 13.5px;
    color: #334155;
    line-height: 1.45;
}

.comparison-scenario-card__list li::before {
    content: "•";
    position: absolute;
    left: 2px;
    color: #94A3B8;
    font-weight: 700;
}

.comparison-scenario-card.is-featured .comparison-scenario-card__list li::before {
    color: #059669;
}

.comparison-scenario-card__footer {
    border-top: 1px dashed rgba(15, 23, 42, 0.1);
    padding-top: 12px;
}

.comparison-scenario-card__summary {
    font-size: 13px;
    line-height: 1.45;
    color: #334155;
    margin: 0;
}

.comparison-scenario-card__summary strong {
    color: #0F172A;
}

.comparison-weaknesses {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: var(--spacing-md);
    margin-top: var(--spacing-md);
}

.comparison-weakness,
.comparison-conclusion {
    background: var(--color-bg);
    border: 1px solid var(--color-gray-200);
    border-radius: 12px;
    padding: var(--spacing-md);
    box-shadow: 0 6px 16px rgba(0, 0, 0, 0.05);
}

.comparison-conclusion {
    margin-top: var(--spacing-md);
    text-align: left;
}

.comparison-subtitle {
    font-size: 16px;
    font-weight: 700;
    margin-bottom: 10px;
    color: var(--color-secondary);
}

.comparison-weakness-list,
.comparison-conclusion-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.comparison-weakness-list li,
.comparison-conclusion-list li {
    position: relative;
    padding-left: 18px;
    margin-bottom: 8px;
    color: var(--color-text);
}

.comparison-weakness-list li::before,
.comparison-conclusion-list li::before {
    content: "•";
    position: absolute;
    left: 0;
    color: var(--color-primary);
    font-weight: 700;
}

/* Trust-блок: 3 ключевых столпа безопасности (D-015 / D-016) + стандарты */
.trust-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 20px;
    margin-top: var(--spacing-md);
    max-width: 1080px;
}

.trust-grid--pillars {
    grid-template-columns: repeat(3, 1fr);
    margin-bottom: 24px;
}

.trust-grid--secondary {
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    margin-top: 0;
}

.trust-card {
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 16px;
    padding: 24px;
    box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.04);
    border-left: 4px solid #1E3A8A;
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
    display: flex;
    flex-direction: column;
}

.trust-card:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(15, 23, 42, 0.08);
    border-color: rgba(30, 58, 138, 0.25);
}

/* 3 ключевых столпа безопасности (изумрудные тона) */
.trust-card--pillar {
    border: 1px solid rgba(16, 185, 129, 0.22);
    border-left: 4px solid #059669;
    box-shadow: 0 4px 18px -2px rgba(15, 23, 42, 0.04), 0 2px 6px rgba(5, 150, 105, 0.04);
}

.trust-card--pillar:hover {
    border-color: rgba(5, 150, 105, 0.35);
    box-shadow: 0 8px 24px rgba(5, 150, 105, 0.10);
}

/* Номерные бейджи 01, 02, 03 в изумрудных тонах */
.trust-card-num {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    align-self: flex-start;
    font-family: var(--font-family-mono, monospace);
    font-size: 13px;
    font-weight: 700;
    color: #047857;
    background: #ECFDF5;
    border: 1px solid #A7F3D0;
    padding: 3px 10px;
    border-radius: 8px;
    margin-bottom: 14px;
    letter-spacing: 0.05em;
    box-shadow: 0 1px 2px rgba(5, 150, 105, 0.06);
}

.trust-title {
    font-family: var(--font-family-heading);
    font-size: 18px;
    font-weight: 700;
    margin-bottom: 10px;
    color: #0F172A;
    line-height: 1.35;
    letter-spacing: -0.01em;
}

.trust-text {
    font-family: var(--font-family);
    font-size: 15px;
    line-height: 1.55;
    color: #475569;
    margin: 0;
}

.trust-expenses {
    margin-top: 14px;
    padding-top: 12px;
    border-top: 1px solid rgba(15, 23, 42, 0.06);
    font-size: 13.5px;
    color: #475569;
}

.trust-expenses__title {
    margin: 0 0 6px;
    font-weight: 600;
    color: #0F172A;
}

.trust-expenses__list {
    margin: 0;
    padding-left: 18px;
    line-height: 1.55;
}

.trust-contract-btn {
    margin-top: auto;
    font-size: 14.5px;
    font-weight: 600;
    border-radius: 10px;
}

/* Стилизация банков-партнеров в блоке доверия */
#partners-logos-trust {
    width: 100%;
    max-width: 1080px;
    margin: 40px auto 0;
    padding: 28px 24px;
    background: #FFFFFF;
    border-radius: 16px;
    border: 1px solid rgba(15, 23, 42, 0.08);
    box-shadow: 0 4px 18px -2px rgba(15, 23, 42, 0.03);
    box-sizing: border-box;
}

#partners-logos-trust .partners-logos-title {
    font-size: 17px;
    font-weight: 700;
    color: #0F172A;
    text-align: center;
    margin: 0 0 16px 0;
}

#partners-logos-trust .partners-marquee {
    width: 100%;
    margin: 0;
}

#partners-logos-trust .partners-logos-note {
    font-size: 13px;
    line-height: 1.5;
    color: #64748B;
    text-align: center;
    max-width: 860px;
    margin: 16px auto 0 auto;
    font-style: normal;
}

/* Мобильная оптимизация Trust-блока */
@media (max-width: 900px) {
    .trust-grid--pillars {
        grid-template-columns: 1fr;
        gap: 16px;
        margin-bottom: 16px;
    }
    
    .trust-grid--secondary {
        grid-template-columns: 1fr;
        gap: 16px;
    }
}

@media (max-width: 768px) {
    .trust-grid {
        grid-template-columns: 1fr;
        gap: 16px;
        margin-top: 16px;
    }
    
    .trust-card {
        padding: 20px 16px !important;
        border-radius: 16px !important;
    }
    
    .trust-title {
        font-size: 17px !important;
        margin-bottom: 8px;
        line-height: 1.4;
    }
    
    .trust-text {
        font-size: 14.5px;
        line-height: 1.55;
    }
    
    .trust-header {
        margin-bottom: var(--spacing-lg);
    }
    .trust-badges {
        margin-bottom: 16px;
    }
    .trust-header__main {
        font-size: clamp(18px, 4.5vw, 24px);
    }
    
    .trust-expenses,
    .trust-download {
        margin-top: 12px;
        font-size: 13px;
    }

    #partners-logos-trust {
        padding: 20px 14px;
        margin-top: 24px;
    }
    
    #partners-logos-trust .partners-logos-title {
        font-size: 15px;
        margin-bottom: 12px;
    }
    
    #partners-logos-trust .partners-logos-note {
        font-size: 12px;
        margin-top: 12px;
    }
}

/* Возражения: аккордеоны и 3 плана */
.objections-accordions {
    display: flex;
    flex-direction: column;
    gap: 14px;
    max-width: 900px;
    margin-top: var(--spacing-md);
}

.objection-accordion {
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 16px;
    box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.05);
    transition: border-color 0.2s ease, box-shadow 0.2s ease;
    overflow: hidden;
}

.objection-accordion[open] {
    border-color: rgba(30, 58, 138, 0.25);
    box-shadow: 0 6px 24px -2px rgba(15, 23, 42, 0.08);
}

.objection-accordion__summary {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    min-height: 52px;
    padding: 18px 24px;
    cursor: pointer;
    user-select: none;
    list-style: none;
    outline: none;
    -webkit-tap-highlight-color: transparent;
}

.objection-accordion__summary::-webkit-details-marker {
    display: none;
}

.objection-accordion__question {
    font-family: var(--font-family-heading);
    font-size: 16.5px;
    font-weight: 700;
    color: #0F172A;
    line-height: 1.4;
}

.objection-accordion__chevron {
    flex-shrink: 0;
    color: #1E3A8A;
    transition: transform 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

.objection-accordion[open] .objection-accordion__chevron {
    transform: rotate(180deg);
}

.objection-accordion__content {
    padding: 0 24px 20px 24px;
    border-top: 1px solid rgba(15, 23, 42, 0.06);
    padding-top: 16px;
}

.objection-accordion__content p {
    margin: 0;
    font-size: 15px;
    line-height: 1.6;
    color: #334155;
}

.plan-card {
    background: #FFFFFF;
    border-radius: 16px;
    border: 1px solid rgba(15, 23, 42, 0.08);
    box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.05);
    padding: 24px;
}

/* Анти-скам чеклист в risks */
.anti-scam-checklist {
    list-style: none;
    margin: 16px 0 0;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.anti-scam-checklist li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: 14.5px;
    line-height: 1.55;
    color: #334155;
}

.anti-scam-bullet {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 22px;
    height: 22px;
    border-radius: 6px;
    font-size: 13px;
    font-weight: 700;
    flex-shrink: 0;
    margin-top: 2px;
}

.anti-scam-bullet--deny {
    background: rgba(239, 68, 68, 0.1);
    color: #DC2626;
}

.anti-scam-bullet--allow {
    background: rgba(5, 150, 105, 0.1);
    color: #059669;
}

@media (max-width: 768px) {
    .objections-accordions,
    .risks-content {
        gap: 16px;
        margin-top: 16px;
    }

    .objection-accordion {
        border-radius: 16px !important;
    }

    .objection-accordion__summary {
        min-height: 52px;
        padding: 16px 16px;
    }

    .objection-accordion__question {
        font-size: 15.5px;
    }

    .objection-accordion__content {
        padding: 14px 16px 16px 16px;
    }

    .risks-card,
    .risks-disclaimer {
        padding: 20px 16px !important;
        border-radius: 16px !important;
    }
}

/* Кейсы: Фильтр чипов (Канон 2026: Паспорт сделки) */
.cases-filter-chips {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin-bottom: var(--spacing-lg);
    justify-content: center;
}

.case-chip-btn {
    min-height: 40px;
    padding: 8px 18px;
    border-radius: 8px;
    border: 1px solid #E2E8F0;
    background: #FFFFFF;
    color: #475569;
    font-size: 14px;
    font-weight: 500;
    cursor: pointer;
    transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1);
    font-family: var(--font-family);
    -webkit-tap-highlight-color: transparent;
    box-shadow: 0 1px 2px rgba(15, 23, 42, 0.03);
}

.case-chip-btn:hover {
    background: #F8FAFC;
    color: #0F172A;
    border-color: #CBD5E1;
}

.case-chip-btn.is-active {
    background: #0F172A;
    color: #FFFFFF;
    border-color: #0F172A;
    font-weight: 600;
    box-shadow: 0 2px 6px rgba(15, 23, 42, 0.15);
}

@media (max-width: 768px) {
    .cases-filter-chips {
        flex-wrap: nowrap;
        overflow-x: auto;
        -webkit-overflow-scrolling: touch;
        justify-content: flex-start;
        padding-bottom: 8px;
        margin-bottom: var(--spacing-md);
        scroll-snap-type: x mandatory;
        gap: 8px;
    }
    .case-chip-btn {
        flex-shrink: 0;
        scroll-snap-align: start;
        padding: 6px 16px;
        font-size: 13px;
        min-height: 38px;
    }
}

/* Сетка кейсов */
.cases-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: var(--spacing-md);
    margin-top: var(--spacing-md);
    width: 100%;
    box-sizing: border-box;
}

/* Кейсы: карточки сделок в стиле «Паспорт сделки 2026» */
.case-card {
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 16px;
    padding: 24px;
    box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.05);
    transition: transform 220ms ease, box-shadow 220ms ease, border-color 220ms ease;
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    box-sizing: border-box;
}

.case-card:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(15, 23, 42, 0.09);
    border-color: rgba(30, 58, 138, 0.25);
}

.case-voucher-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 16px;
    padding-bottom: 12px;
    border-bottom: 1px solid rgba(15, 23, 42, 0.06);
}

.case-header-left {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.case-voucher-number {
    font-size: 12px;
    font-weight: 700;
    color: #64748B;
    letter-spacing: 0.04em;
    font-family: var(--font-family-heading);
}

.case-object-type {
    font-size: 15px;
    font-weight: 600;
    color: #0F172A;
    line-height: 1.35;
}

.case-voucher-status {
    font-size: 11px;
    font-weight: 600;
    color: #059669;
    background: rgba(5, 150, 105, 0.08);
    border: 1px solid rgba(5, 150, 105, 0.2);
    padding: 4px 8px;
    border-radius: 6px;
    white-space: nowrap;
}

/* Крупные финансовые цифры */
.case-headline-metrics {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    gap: 12px;
    margin-bottom: 16px;
    padding: 12px 16px;
    background: #F8F7F4;
    border-radius: 12px;
    border: 1px solid rgba(15, 23, 42, 0.05);
}

.case-metric-box {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.case-metric-label {
    font-size: 11px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.03em;
    color: #64748B;
}

.case-metric-value {
    font-size: 24px;
    font-weight: 700;
    color: #0F172A;
    font-family: var(--font-family-heading);
    letter-spacing: -0.02em;
    line-height: 1.2;
}

.case-metric-value--time {
    font-size: 18px;
    color: #059669;
}

/* Блок Было / Стало в 2 контрастные плашки */
.case-comparison-block {
    display: flex;
    flex-direction: column;
    gap: 8px;
    margin-bottom: 20px;
}

.case-state {
    padding: 10px 12px;
    border-radius: 10px;
    display: flex;
    align-items: flex-start;
    gap: 10px;
    box-sizing: border-box;
}

.case-state--before {
    background: rgba(239, 68, 68, 0.06);
    border: 1px solid rgba(239, 68, 68, 0.18);
}

.case-state--after {
    background: rgba(5, 150, 105, 0.07);
    border: 1px solid rgba(5, 150, 105, 0.2);
}

.case-state-badge {
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    padding: 2px 7px;
    border-radius: 4px;
    letter-spacing: 0.03em;
    flex-shrink: 0;
    margin-top: 1px;
}

.case-state--before .case-state-badge {
    background: #FEE2E2;
    color: #991B1B;
}

.case-state--after .case-state-badge {
    background: #D1FAE5;
    color: #065F46;
}

.case-state-text {
    font-size: 13.5px;
    line-height: 1.45;
    margin: 0;
}

.case-state--before .case-state-text {
    color: #7F1D1D;
}

.case-state--after .case-state-text {
    color: #064E3B;
    font-weight: 500;
}

.case-voucher-footer {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-top: auto;
    padding-top: 4px;
}

.case-cta-btn {
    width: 100%;
    min-height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 600;
    font-size: 15px;
    background: transparent;
    color: var(--color-primary, #1E3A8A);
    border: 1.5px solid var(--color-primary, #1E3A8A);
    border-radius: 8px;
    cursor: pointer;
    transition: all 0.2s ease;
}

.case-cta-btn:hover {
    background: #1E3A8A;
    color: #FFFFFF;
    transform: translateY(-1px);
}

/* Отзывы: локальные плашки гео-сервисов (без smartwidgets) */
.reviews-maps-chip__name {
    font-weight: 600;
    color: #0F172A;
}

.reviews-maps-chip__score {
    font-weight: 700;
    color: #B45309;
}

.case-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.case-list li {
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    gap: 12px;
    padding: 10px 0;
    border-bottom: 1px solid rgba(15, 23, 42, 0.06);
    color: var(--color-text);
    font-size: 13px;
    line-height: 1.35;
}

.case-list li:last-child {
    border-bottom: none;
}

.case-k {
    color: var(--color-text-light);
    white-space: nowrap;
}

.case-v {
    font-weight: 700;
    color: var(--color-text);
    text-align: right;
}

.case-timeline {
    margin-top: 12px;
    padding-top: 12px;
    border-top: 1px solid rgba(15, 23, 42, 0.06);
}

.case-step {
    display: grid;
    grid-template-columns: 14px 1fr;
    gap: 10px;
    align-items: start;
    padding: 8px 0;
}

.case-step__dot {
    width: 10px;
    height: 10px;
    border-radius: 999px;
    margin-top: 4px;
    background: rgba(92, 111, 234, 0.18);
    border: 1px solid rgba(92, 111, 234, 0.35);
    box-shadow: 0 10px 18px rgba(92, 111, 234, 0.18);
}

.case-step__text {
    color: var(--color-text);
    font-size: 13px;
    line-height: 1.45;
}

.case-step__title {
    font-weight: 800;
    color: var(--color-secondary);
}

@media (max-width: 980px) {
    .cases-grid {
        grid-template-columns: 1fr;
        max-width: 720px;
    }

    .case-metrics {
        grid-template-columns: 1fr;
    }
}

/* Финальная форма (перед footer) — DESIGN_DIRECTION, оптимизация высоты */
.section-form-final {
    padding: var(--spacing-xl) 0;
    background: linear-gradient(180deg,
        rgba(248, 251, 255, 1) 0%,
        rgba(243, 246, 255, 0.95) 50%,
        rgba(255, 255, 255, 1) 100%);
    position: relative;
    overflow: hidden;
}

/* Паттерн фона — как у section-calculator, section-loan-amount-calculator */
.section-form-final::after {
    content: '';
    position: absolute;
    inset: 0;
    background-image:
        radial-gradient(circle at 22px 22px, rgba(37, 99, 235, 0.06) 1.1px, transparent 1.2px),
        radial-gradient(circle at 0 0, rgba(90, 78, 168, 0.04) 1.1px, transparent 1.2px),
        radial-gradient(circle at 80% 18%, rgba(37, 99, 235, 0.06) 0%, transparent 60%),
        radial-gradient(circle at 15% 75%, rgba(90, 78, 168, 0.06) 0%, transparent 60%);
    background-size: 64px 64px, 64px 64px, cover, cover;
    background-position: 0 0, 32px 32px, center, center;
    pointer-events: none;
    z-index: 0;
    opacity: 0.7;
}

.section-form-final .container {
    position: relative;
    z-index: 1;
}

.final-lead-wrap {
    max-width: 680px;
    margin: 0 auto;
    text-align: center;
}

.final-lead-title {
    margin-bottom: var(--spacing-xs);
}

.final-lead-subtitle {
    margin-bottom: var(--spacing-sm);
}

.final-lead-chips {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: var(--spacing-xs);
    margin: 0 auto var(--spacing-sm);
    max-width: 420px;
}

/* Чипы — компактнее, DESIGN_DIRECTION */
.final-lead-chip {
    background: var(--color-bg);
    border: 1px solid rgba(37, 99, 235, 0.10);
    border-radius: var(--radius-sm);
    padding: var(--spacing-xs) var(--spacing-sm);
    font-size: 12px;
    font-weight: var(--font-weight-semibold);
    color: var(--color-text);
    box-shadow: var(--shadow-sm);
    transition: box-shadow 0.25s ease, border-color 0.25s ease, transform 0.25s ease;
}

.final-lead-chip:hover {
    box-shadow: var(--shadow-md);
    border-color: rgba(37, 99, 235, 0.2);
    transform: translateY(-1px);
}

/* Форма — банковская карточка: верхняя полоска, hover-lift (DESIGN_DIRECTION) */
.final-lead-form {
    margin-top: 0;
    background: var(--color-bg);
    border: 1px solid rgba(37, 99, 235, 0.12);
    border-radius: var(--radius-lg);
    padding: var(--spacing-md);
    box-shadow: var(--shadow-md);
    text-align: left;
    position: relative;
    overflow: hidden;
    transition: box-shadow 0.3s ease, transform 0.3s ease, border-color 0.3s ease;
}

.final-lead-form::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg,
        var(--color-primary) 0%,
        var(--color-primary-light) 50%,
        var(--color-primary) 100%);
    opacity: 0.9;
}

.final-lead-form:hover {
    box-shadow: var(--shadow-lg);
    border-color: rgba(37, 99, 235, 0.18);
    transform: translateY(-2px);
}

.final-lead-form .form__field {
    margin-bottom: var(--spacing-sm);
}

/* Desktop: телефон + имя в ряд */
@media (min-width: 520px) {
    .final-lead-form .form__fields-row {
        display: grid;
        grid-template-columns: 1.2fr 1fr;
        gap: var(--spacing-sm);
    }

    .final-lead-form .form__fields-row .form__field {
        margin-bottom: 0;
    }

    .final-lead-form .form__fields-row + .form__field {
        margin-top: var(--spacing-sm);
    }
}

.final-lead-label {
    display: block;
    margin-bottom: 8px;
    font-weight: 700;
    color: var(--color-text);
}

/* form-tinkoff переопределяет — здесь только если не form-tinkoff */
.final-lead-form:not(.form-tinkoff) .form__input {
    width: 100%;
    padding: 14px 16px;
    font-size: 16px;
    border: 1px solid #e5e5e5;
    border-radius: 12px;
    box-sizing: border-box;
    background: #fafafa;
    transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.final-lead-form:not(.form-tinkoff) .form__input:focus {
    outline: none;
    border-color: var(--color-primary);
    background: #ffffff;
    box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.12);
}

.final-lead-submit {
    width: 100%;
    padding: 16px;
    font-size: 18px;
}

/* === Zero-Anxiety Селектор каналов связи (Канон Swiss Private Banking 2026) === */
.channel-chips-group {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 10px;
    width: 100%;
    margin-top: 4px;
    box-sizing: border-box;
}

.channel-chip {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    height: 48px;
    min-height: 48px;
    padding: 0 12px;
    font-size: 14px;
    font-weight: 500;
    border-radius: 10px;
    border: 1.5px solid #CBD5E1;
    background: #FFFFFF;
    color: #1E293B;
    cursor: pointer;
    transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1);
    user-select: none;
    box-sizing: border-box;
    position: relative;
}

.channel-chip input[type="radio"] {
    position: absolute;
    opacity: 0;
    width: 0;
    height: 0;
    pointer-events: none;
}

.channel-chip:hover {
    border-color: #059669;
    background: #F8FAFC;
    color: #0F172A;
}

.channel-chip.is-active,
.channel-chip:has(input:checked) {
    background: #ECFDF5;
    border-color: #059669;
    color: #065F46;
    font-weight: 600;
    box-shadow: 0 0 0 2px rgba(5, 150, 105, 0.15);
}

.channel-chip__icon {
    font-size: 16px;
    line-height: 1;
    flex-shrink: 0;
}

.channel-chip__label {
    white-space: nowrap;
}

@media (max-width: 480px) {
    .channel-chips-group {
        gap: 6px;
    }
    .channel-chip {
        padding: 0 8px;
        font-size: 13px;
        gap: 5px;
    }
    .channel-chip__icon {
        font-size: 14px;
    }
}

/* Улучшенная читаемость для текстов в Form секции */
.section-form .final-lead-privacy,
.section-form .final-lead-footnote {
    color: #ffffff !important;
    text-shadow: 0 2px 4px rgba(0, 0, 0, 0.3);
}

.final-lead-privacy {
    margin: var(--spacing-sm) 0 0;
    font-size: 12px;
    line-height: 1.45;
    color: var(--color-text-light);
    text-align: center;
}

.section-form-final .final-lead-privacy a {
    color: var(--color-primary);
}

.final-lead-footnote {
    margin-top: var(--spacing-sm);
    font-size: 12px;
    color: var(--color-text-muted);
}

/* Маркер обязательного поля */
.form-required-mark {
    color: var(--color-danger);
}

/* Примечание для города (персонализация) */
.form__field--city-note {
    margin-top: var(--spacing-sm);
}

.form-city-note {
    font-size: var(--font-size-small);
    color: var(--color-text-light);
    text-align: center;
    line-height: var(--line-height-normal);
    margin: 0;
}

/* Киллер-фича: мессенджеры — ответ за 5 минут */
.final-lead-messengers {
    margin-top: var(--spacing-md);
    padding: var(--spacing-sm);
    text-align: center;
}

.final-lead-messengers__divider {
    font-size: var(--font-size-small);
    font-weight: var(--font-weight-semibold);
    color: var(--color-text-muted);
    text-transform: uppercase;
    letter-spacing: 0.08em;
    margin: 0 0 var(--spacing-xs) 0;
}

.final-lead-messengers__headline {
    font-size: var(--font-size-base);
    color: var(--color-text);
    margin: 0 0 var(--spacing-sm) 0;
    line-height: var(--line-height-normal);
}

.final-lead-messengers__buttons {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: var(--spacing-sm);
}

.final-lead-messenger-btn {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-xs);
    padding: var(--spacing-sm) var(--spacing-md);
    border-radius: var(--radius-sm);
    font-size: 16px;
    font-weight: var(--font-weight-semibold);
    text-decoration: none;
    transition: transform 0.25s ease, box-shadow 0.25s ease;
    min-width: 140px;
    justify-content: center;
}

.final-lead-messenger-btn--whatsapp {
    background: #25d366;
    color: #fff;
    border: none;
}

.final-lead-messenger-btn--whatsapp:hover {
    background: #20ba5a;
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(37, 211, 102, 0.35);
}

.final-lead-messenger-btn--telegram {
    background: #0088cc;
    color: #fff;
    border: none;
}

.final-lead-messenger-btn--telegram:hover {
    background: #0077b5;
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(0, 136, 204, 0.35);
}

.final-lead-messenger-btn__icon {
    font-size: 18px;
}

/* SLA на светлом фоне (section-form-final) — банковский блок */
.final-lead-sla--light {
    margin-top: var(--spacing-sm);
    padding: var(--spacing-sm);
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.06) 0%, rgba(59, 130, 246, 0.08) 100%);
    border-left: 4px solid var(--color-primary);
    border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
    box-shadow: var(--shadow-sm);
}

.final-lead-sla--light p {
    margin: 0;
    font-size: 15px;
    font-weight: 600;
    color: var(--color-text);
    text-align: center;
}

@media (max-width: 768px) {
    .section-form-final {
        padding: var(--spacing-lg) 0;
    }

    .final-lead-chips {
        grid-template-columns: 1fr;
        max-width: 100%;
    }

    .final-lead-form {
        padding: var(--spacing-md);
    }

    .final-lead-messengers {
        margin-top: var(--spacing-md);
        padding: var(--spacing-sm);
    }

    .final-lead-messenger-btn {
        flex: 1 1 100%;
        min-width: 0;
    }
    
    /* Оптимизация полей финальной формы на мобильных */
    .final-lead-form .form__input {
        min-height: 56px; /* Увеличиваем для thumb-zone */
        padding: 16px 18px;
        font-size: 16px; /* Важно для iOS */
        -webkit-appearance: none;
        appearance: none;
    }
    
    /* Примечание: inputmode и autocapitalize - это HTML атрибуты, 
       они должны быть добавлены в HTML, а не в CSS */
}


/* ==========================================================================
   Канон 2026: Монолитный Hero & Private Banking Стилистика (T-032 / План Ноль)
   ========================================================================== */
.hero-monolith {
    display: flex;
    flex-direction: column;
    gap: 18px;
    max-width: 680px;
    width: 100%;
    box-sizing: border-box;
    text-align: left;
}

.hero-eyebrow-badge {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 6px 14px;
    background: rgba(30, 58, 138, 0.08);
    border: 1px solid rgba(30, 58, 138, 0.18);
    border-radius: 999px;
    font-size: 13px;
    font-weight: 600;
    color: var(--color-primary-dark, #1E3A8A);
    max-width: 100%;
    box-sizing: border-box;
    width: fit-content;
    overflow: hidden;
    text-overflow: ellipsis;
}

.hero-eyebrow-badge__pulse {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: #10B981;
    box-shadow: 0 0 0 3px rgba(16, 185, 129, 0.2);
    flex-shrink: 0;
}

.hero-eyebrow-badge__text {
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
}

@media (max-width: 480px) {
    .hero-eyebrow-badge {
        white-space: normal;
        border-radius: 12px;
        width: 100%;
    }
    .hero-eyebrow-badge__text {
        white-space: normal;
        word-break: break-word;
    }
}

.hero__title--authoritative {
    font-size: clamp(24px, 5.5vw, 40px);
    font-weight: 700;
    line-height: 1.18;
    letter-spacing: -0.025em;
    color: var(--color-text, #0F172A);
    margin: 0;
    width: 100%;
    overflow-wrap: break-word;
    word-break: break-word;
    box-sizing: border-box;
}

.hero__title-accent {
    color: var(--color-primary, #1E3A8A);
    position: relative;
    display: inline-block;
}

.hero__subtitle--calm {
    font-size: clamp(16px, 1.8vw, 18px);
    line-height: 1.55;
    color: var(--color-text-secondary, #475569);
    margin: 0;
    width: 100%;
    overflow-wrap: break-word;
    word-break: break-word;
    box-sizing: border-box;
}

.hero-trust-chips {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-top: 4px;
    width: 100%;
    box-sizing: border-box;
}

.hero-trust-chip {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 8px 12px;
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 8px;
    font-size: 13px;
    font-weight: 600;
    color: #1E293B;
    box-shadow: 0 1px 3px rgba(15, 23, 42, 0.04);
    max-width: 100%;
    box-sizing: border-box;
}

.hero-trust-chip__text {
    overflow-wrap: break-word;
    word-break: break-word;
}

.hero__cta--primary-zone {
    margin-top: 8px;
    width: 100%;
    box-sizing: border-box;
}

.hero__cta-btn--56 {
    min-height: 56px !important;
    height: 56px !important;
    padding: 0 32px !important;
    font-size: 17px !important;
    font-weight: 600 !important;
    background: #059669 !important;
    border: none !important;
    border-radius: 10px !important;
    color: #FFFFFF !important;
    box-shadow: 0 4px 14px rgba(5, 150, 105, 0.35) !important;
    cursor: pointer;
    transition: background 0.2s ease, transform 0.15s ease;
}

@media (max-width: 768px) {
    .hero__cta-btn--56 {
        width: 100% !important;
        max-width: 100% !important;
        padding: 0 16px !important;
        box-sizing: border-box !important;
    }
}

.hero__cta-btn--56:hover {
    background: #047857 !important;
    transform: translateY(-1px);
}

.hero__silent-contact {
    display: flex;
    flex-direction: column;
    gap: 10px;
    margin-top: 10px;
}

.hero__silent-hint {
    font-size: 14px;
    color: #64748B;
    font-weight: 500;
}

.hero__messengers-inline {
    display: flex;
    gap: 12px;
}

.hero__messenger-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 16px;
    border-radius: 8px;
    font-size: 14px;
    font-weight: 600;
    text-decoration: none;
    transition: transform 0.15s ease, background 0.2s ease;
}

.hero__messenger-btn--telegram {
    background: rgba(41, 169, 234, 0.1);
    color: #0284C7;
    border: 1px solid rgba(41, 169, 234, 0.25);
}

.hero__messenger-btn--telegram:hover {
    background: rgba(41, 169, 234, 0.18);
    transform: translateY(-1px);
}

.hero__messenger-btn--whatsapp {
    background: rgba(37, 211, 102, 0.1);
    color: #15803D;
    border: 1px solid rgba(37, 211, 102, 0.25);
}

.hero__messenger-btn--whatsapp:hover {
    background: rgba(37, 211, 102, 0.18);
    transform: translateY(-1px);
}

/* ==========================================================================
   Канон 2026: Мобильный Sticky Action Bar (T-032 / S4)
   ========================================================================== */
.mobile-sticky-bar {
    display: none;
}

@media (max-width: 991px) {
    .mobile-sticky-bar {
        display: block;
        position: fixed;
        bottom: 0;
        left: 0;
        right: 0;
        z-index: 995;
        background: rgba(255, 255, 255, 0.94);
        backdrop-filter: blur(14px);
        -webkit-backdrop-filter: blur(14px);
        border-top: 1px solid rgba(15, 23, 42, 0.08);
        box-shadow: 0 -4px 20px rgba(15, 23, 42, 0.08);
        padding: 10px 16px max(10px, env(safe-area-inset-bottom, 10px));
        transform: translateY(120%);
        transition: transform 0.32s cubic-bezier(0.16, 1, 0.3, 1), opacity 0.25s ease;
        opacity: 0;
        pointer-events: none;
    }

    .mobile-sticky-bar.mobile-sticky-bar--visible {
        transform: translateY(0);
        opacity: 1;
        pointer-events: auto;
    }

    .mobile-sticky-bar__container {
        display: flex;
        align-items: center;
        justify-content: space-between;
        gap: 12px;
        max-width: 520px;
        margin: 0 auto;
    }

    .mobile-sticky-bar__info {
        display: flex;
        flex-direction: column;
        gap: 2px;
    }

    .mobile-sticky-bar__badge {
        font-size: 11px;
        font-weight: 700;
        color: #1E3A8A;
        letter-spacing: 0.02em;
    }

    .mobile-sticky-bar__caption {
        font-size: 13px;
        font-weight: 600;
        color: #0F172A;
    }

    .mobile-sticky-bar__cta {
        display: inline-flex;
        align-items: center;
        justify-content: center;
        gap: 8px;
        height: 48px;
        padding: 0 20px;
        border-radius: 10px;
        background: #059669;
        color: #FFFFFF;
        font-size: 15px;
        font-weight: 600;
        border: none;
        box-shadow: 0 2px 10px rgba(5, 150, 105, 0.3);
        cursor: pointer;
        flex-shrink: 0;
        transition: background 0.15s ease, transform 0.12s ease;
    }

    .mobile-sticky-bar__cta:active {
        transform: scale(0.98);
        background: #047857;
    }
}

/* ==========================================================================
   Канон 2026: Мобильная эргономика и тач-таргеты (T-032 / S4)
   Swiss Private Banking: min-height 56px, тач-таргеты >= 48px, 16px radius
   ========================================================================== */

/* Нормализация формы загрузки документов к палитре Swiss Private Banking */
.documents-upload-form .form-input:focus {
    border-color: #1E3A8A !important;
    box-shadow: 0 0 0 3px rgba(30, 58, 138, 0.12) !important;
}

.file-upload-area:hover,
.file-upload-area.dragover {
    border-color: #1E3A8A !important;
    background: rgba(30, 58, 138, 0.04) !important;
}

.upload-progress-bar {
    background: #059669 !important;
}

.documents-upload-form button[type="submit"] {
    background: #059669 !important;
    color: #FFFFFF !important;
    min-height: 56px;
    border-radius: 10px;
    font-size: 16px;
    font-weight: 600;
}

.documents-upload-form button[type="submit"]:hover {
    background: #047857 !important;
}

/* Строгие мобильные тач-таргеты (<= 480px) */
@media (max-width: 480px) {
    /* Интерактивные контролы ввода и действия */
    .btn,
    .btn-large,
    .btn-primary,
    .btn-secondary,
    .btn-ghost,
    .form__input,
    .form-input,
    input[type="text"],
    input[type="tel"],
    input[type="number"],
    input[type="search"],
    select.form-input,
    select.form__input,
    button[type="submit"] {
        min-height: 56px !important;
        font-size: 16px !important; /* Предотвращает зум в Safari на iOS */
        box-sizing: border-box;
    }

    /* Чекбоксы согласия и тихого режима — зона тача >= 48px */
    .form-checkbox,
    .form__checkbox-label,
    .underwriting-form-quiet__label {
        min-height: 48px;
        display: flex;
        align-items: center;
        padding-top: 4px;
        padding-bottom: 4px;
        cursor: pointer;
        -webkit-tap-highlight-color: transparent;
    }

    .form-checkbox input[type="checkbox"],
    input[type="checkbox"] {
        width: 22px !important;
        height: 22px !important;
        margin-right: 12px;
        flex-shrink: 0;
    }

    /* Мобильный Sticky Bar — комфортная высота кнопки */
    .mobile-sticky-bar__cta {
        min-height: 48px;
        padding: 0 16px;
        font-size: 14px;
    }

    /* Карточки секций: убираем избыточные отступы, сохраняем 16px радиус */
    .advantage-card,
    .purpose-card,
    .process-step,
    .case-card,
    .risks-card,
    .objection-card {
        border-radius: 16px !important;
    }
}

/* ==========================================================================
   Канон 2026: Отключение точек пагинации и фейкового телефона (T-032-hit1)
   ========================================================================== */
.module-indicator,
.module-navigation {
    display: none !important;
}

.sticky-bar__contacts,
.sticky-phone-link {
    display: none !important;
}

/* Быстрые мессенджеры и Центр согласования в шапке */
.header__messengers-quick {
    display: flex;
    align-items: center;
    gap: 8px;
}

.header__messenger-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 6px 12px;
    border-radius: 8px;
    font-size: 13.5px;
    font-weight: 600;
    text-decoration: none;
    transition: background 0.15s ease, transform 0.1s ease;
}

.header__messenger-link--tg {
    background: rgba(41, 169, 234, 0.1);
    color: #0284C7;
    border: 1px solid rgba(41, 169, 234, 0.25);
}

.header__messenger-link--tg:hover {
    background: rgba(41, 169, 234, 0.18);
    transform: translateY(-1px);
}

.header__messenger-link--wa {
    background: rgba(37, 211, 102, 0.1);
    color: #15803D;
    border: 1px solid rgba(37, 211, 102, 0.25);
}

.header__messenger-link--wa:hover {
    background: rgba(37, 211, 102, 0.18);
    transform: translateY(-1px);
}

.header__status-btn {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    height: 40px;
    padding: 0 14px;
    font-size: 13.5px;
    font-weight: 600;
    color: #1E3A8A !important;
    background: rgba(30, 58, 138, 0.06);
    border: 1px solid rgba(30, 58, 138, 0.2);
    border-radius: 8px;
    text-decoration: none;
    transition: background 0.15s ease, border-color 0.15s ease;
}

.header__status-btn:hover {
    background: rgba(30, 58, 138, 0.12);
    border-color: #1E3A8A;
}

.header__panel-messengers {
    display: flex;
    flex-direction: column;
    gap: 10px;
    margin-bottom: 16px;
}

.header__panel-status {
    width: 100%;
    margin-bottom: 8px;
}




/* ==========================================================================
   Hero Scenario Selector (Audience Sectorization 2026)
   ========================================================================== */
.hero-scenario-selector {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: center;
    gap: 10px;
    margin: 20px auto 24px;
    max-width: 820px;
}

.hero-scenario-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 44px;
    padding: 8px 18px;
    font-size: 14px;
    font-weight: 600;
    line-height: 1.3;
    color: #0F172A;
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.12);
    border-radius: 9999px;
    cursor: pointer;
    box-shadow: 0 2px 8px -2px rgba(15, 23, 42, 0.04);
    transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1);
    white-space: nowrap;
}

.hero-scenario-btn:hover {
    background: #F8FAFC;
    border-color: rgba(15, 23, 42, 0.3);
    transform: translateY(-1px);
    box-shadow: 0 4px 12px -2px rgba(15, 23, 42, 0.08);
}

.hero-scenario-btn.is-active {
    background: #0F172A;
    color: #FFFFFF;
    border-color: #0F172A;
    box-shadow: 0 4px 14px rgba(15, 23, 42, 0.18);
}

@media (max-width: 640px) {
    .hero-scenario-selector {
        flex-direction: column;
        width: 100%;
        gap: 8px;
    }
    .hero-scenario-btn {
        width: 100%;
        min-height: 48px;
        font-size: 13.5px;
        white-space: normal;
        text-align: center;
    }
}

/* ==========================================================================
   2-in-1 Smart Calculator (Payment + Asset Valuation)
   ========================================================================== */
.calc-mode-segmented {
    display: flex;
    background: rgba(15, 23, 42, 0.05);
    padding: 5px;
    border-radius: 14px;
    max-width: 540px;
    margin: 0 auto 28px;
    border: 1px solid rgba(15, 23, 42, 0.08);
}

.calc-mode-tab {
    flex: 1;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    min-height: 48px;
    padding: 10px 16px;
    border-radius: 10px;
    font-size: 14px;
    font-weight: 600;
    color: rgba(15, 23, 42, 0.65);
    background: transparent;
    border: none;
    cursor: pointer;
    transition: all 0.2s ease;
    text-align: center;
}

.calc-mode-tab__num {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: rgba(15, 23, 42, 0.08);
    font-size: 12px;
    font-weight: 700;
    color: #0F172A;
}

.calc-mode-tab:hover {
    color: #0F172A;
    background: rgba(255, 255, 255, 0.5);
}

.calc-mode-tab.is-active {
    background: #FFFFFF;
    color: #0F172A;
    box-shadow: 0 3px 12px rgba(15, 23, 42, 0.08);
}

.calc-mode-tab.is-active .calc-mode-tab__num {
    background: #0F172A;
    color: #FFFFFF;
}

.calc-mode-pane {
    display: none;
    animation: fadeIn 0.25s ease-in-out;
}

.calc-mode-pane.is-active {
    display: block;
}

/* Valuation Pane styling */
.calc-valuation-box {
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 16px;
    padding: 32px;
    box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.05);
}

.calc-valuation-intro {
    margin-bottom: 24px;
}

.calc-valuation-hint {
    font-size: 14.5px;
    color: rgba(15, 23, 42, 0.75);
    line-height: 1.55;
    margin: 0;
}

.calc-valuation-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    margin-bottom: 28px;
}

@media (max-width: 860px) {
    .calc-valuation-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }
}

.calc-select, .calc-input-number {
    width: 100%;
    min-height: 48px;
    padding: 10px 14px;
    font-size: 15px;
    color: #0F172A;
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.16);
    border-radius: 10px;
    box-sizing: border-box;
    transition: border-color 0.15s ease, box-shadow 0.15s ease;
}

.calc-select:focus, .calc-input-number:focus {
    border-color: #0F172A;
    outline: none;
    box-shadow: 0 0 0 3px rgba(15, 23, 42, 0.08);
}

.calc-valuation-result-card {
    background: #F8FAFC;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 12px;
    padding: 24px;
    margin-bottom: 24px;
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.val-metric {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    font-size: 15px;
    color: rgba(15, 23, 42, 0.7);
    border-bottom: 1px dashed rgba(15, 23, 42, 0.12);
    padding-bottom: 8px;
}

.val-metric--highlight {
    border-bottom: none;
    padding-top: 4px;
}

.val-metric__value {
    font-size: 18px;
    font-weight: 700;
    color: #0F172A;
}

.val-metric__value--primary {
    font-size: 26px;
    color: #0F172A;
}

.val-metric__guarantee {
    font-size: 13.5px;
    font-weight: 500;
    color: #0F172A;
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 8px;
    padding: 10px 14px;
    margin: 8px 0 0;
    text-align: center;
}

.calc-valuation-actions {
    display: flex;
    gap: 16px;
    justify-content: flex-end;
    align-items: center;
}

@media (max-width: 640px) {
    .calc-valuation-box {
        padding: 20px 16px;
    }
    .calc-valuation-actions {
        flex-direction: column;
    }
    .calc-valuation-actions .btn {
        width: 100%;
    }
    .val-metric {
        flex-direction: column;
        gap: 4px;
    }
    .val-metric__value--primary {
        font-size: 22px;
    }
}

/* ==========================================================================
   Editorial Articles Showcase (Soft SEO Standard 2026)
   ========================================================================== */
.section-articles-showcase {
    background-color: #FAF9F6;
    padding: 80px 0;
    position: relative;
    overflow: hidden;
}

.section-articles-showcase .section-badges {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 8px;
    margin: 0 auto 14px;
}

.section-articles-showcase .section__title {
    text-align: center;
    margin: 0 auto 12px;
    max-width: 900px;
}

.section-articles-showcase .section__subtitle {
    text-align: center;
    margin: 0 auto 36px;
    max-width: 760px;
}

.articles-carousel-wrapper {
    position: relative;
    width: 100%;
    margin: 0 auto;
}

.articles-carousel-btn {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.12);
    box-shadow: 0 4px 14px rgba(15, 23, 42, 0.10);
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    color: #0F172A;
    z-index: 10;
    transition: background 0.15s ease, color 0.15s ease, border-color 0.15s ease, transform 0.15s ease, box-shadow 0.15s ease;
    user-select: none;
    -webkit-tap-highlight-color: transparent;
    padding: 0;
}

.articles-carousel-btn:hover:not(:disabled) {
    background: #0F172A;
    color: #FFFFFF;
    border-color: #0F172A;
    transform: translateY(-50%) scale(1.06);
    box-shadow: 0 6px 18px rgba(15, 23, 42, 0.18);
}

.articles-carousel-btn:active:not(:disabled) {
    transform: translateY(-50%) scale(0.96);
}

.articles-carousel-btn:disabled {
    opacity: 0.25;
    cursor: not-allowed;
    pointer-events: none;
}

.articles-carousel-btn--prev {
    left: -22px;
}

.articles-carousel-btn--next {
    right: -22px;
}

@media (max-width: 1260px) {
    .articles-carousel-btn--prev {
        left: 6px;
    }
    .articles-carousel-btn--next {
        right: 6px;
    }
}

@media (max-width: 768px) {
    .articles-carousel-btn {
        display: none !important;
    }
}

.articles-carousel-viewport {
    width: 100%;
    overflow-x: auto;
    scroll-behavior: smooth;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
    scroll-snap-type: x mandatory;
    padding: 6px 2px 20px;
}

.articles-carousel-viewport::-webkit-scrollbar {
    display: none;
}

.articles-showcase-grid {
    display: flex;
    gap: 20px;
    margin-top: 0;
    list-style: none;
    padding: 0;
    width: max-content;
}

.article-showcase-card {
    flex: 0 0 calc((1200px - 60px) / 4);
    width: 275px;
    min-width: 265px;
    max-width: 285px;
    scroll-snap-align: start;
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 16px;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.04);
    transition: transform 0.25s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.25s cubic-bezier(0.16, 1, 0.3, 1), border-color 0.2s ease;
}

@media (max-width: 1200px) {
    .article-showcase-card {
        flex: 0 0 calc((100vw - 120px) / 3);
        width: 300px;
        min-width: 270px;
    }
}

@media (max-width: 1024px) {
    .article-showcase-card {
        flex: 0 0 calc((100vw - 80px) / 2);
        width: 320px;
        min-width: 280px;
    }
}

@media (max-width: 768px) {
    .section-articles-showcase {
        padding: 56px 0;
    }
    .section-articles-showcase .section__subtitle {
        margin-bottom: 24px;
    }
    .articles-showcase-grid {
        gap: 14px;
    }
    .article-showcase-card {
        flex: 0 0 280px;
        width: 280px;
        min-width: 280px;
        max-width: 84vw;
        scroll-snap-align: start;
    }
}

.article-showcase-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 28px -4px rgba(15, 23, 42, 0.09);
    border-color: rgba(15, 23, 42, 0.16);
}

.article-showcase-media {
    position: relative;
    width: 100%;
    aspect-ratio: 16 / 9;
    overflow: hidden;
    background: #F1F5F9;
}

.article-showcase-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
    transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

.article-showcase-card:hover .article-showcase-img {
    transform: scale(1.03);
}

.article-showcase-badge {
    position: absolute;
    top: 12px;
    left: 12px;
    z-index: 2;
    display: inline-flex;
    align-items: center;
    padding: 4px 10px;
    font-size: 11.5px;
    font-weight: 600;
    border-radius: 6px;
    line-height: 1.2;
    box-shadow: 0 2px 6px rgba(15, 23, 42, 0.08);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
}

.article-showcase-badge--law {
    background: rgba(255, 255, 255, 0.95);
    color: #0F172A;
    border: 1px solid rgba(15, 23, 42, 0.12);
}

.article-showcase-badge--security {
    background: rgba(254, 242, 242, 0.95);
    color: #991B1B;
    border: 1px solid rgba(239, 68, 68, 0.22);
}

.article-showcase-badge--law-case {
    background: rgba(239, 246, 255, 0.95);
    color: #1E40AF;
    border: 1px solid rgba(59, 130, 246, 0.22);
}

.article-showcase-badge--guide {
    background: rgba(236, 253, 245, 0.95);
    color: #065F46;
    border: 1px solid rgba(16, 185, 129, 0.22);
}

.article-showcase-badge--finance {
    background: rgba(30, 58, 138, 0.08);
    color: #1E3A8A;
}

.article-showcase-badge--complex {
    background: rgba(180, 83, 9, 0.08);
    color: #92400E;
}

.article-showcase-body {
    padding: 18px 20px 20px;
    display: flex;
    flex-direction: column;
    flex-grow: 1;
}

.article-showcase-top {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 10px;
}

.article-showcase-category {
    font-size: 11.5px;
    font-weight: 600;
    color: #64748B;
    text-transform: uppercase;
    letter-spacing: 0.04em;
}

.article-showcase-readtime {
    font-size: 12px;
    color: #94A3B8;
}

.article-showcase-card-title {
    font-size: 16px;
    font-weight: 700;
    line-height: 1.38;
    margin: 0 0 10px;
    color: #0F172A;
}

.article-showcase-card-title a {
    color: #0F172A;
    text-decoration: none;
    transition: color 0.15s ease;
}

.article-showcase-card-title a:hover {
    color: #1E3A8A;
}

.article-showcase-card-excerpt {
    font-size: 13.5px;
    line-height: 1.55;
    color: #475569;
    margin: 0 0 16px;
    flex-grow: 1;
}

.article-showcase-meta {
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-top: 1px solid rgba(15, 23, 42, 0.06);
    padding-top: 14px;
    margin-top: auto;
}

.article-showcase-topic {
    font-size: 12.5px;
    font-weight: 500;
    color: #64748B;
}

.article-showcase-arrow {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 13.5px;
    font-weight: 600;
    color: #0F172A;
    text-decoration: none;
    transition: color 0.2s ease;
}

.article-showcase-arrow svg {
    transition: transform 0.2s ease;
    flex-shrink: 0;
}

.article-showcase-arrow:hover {
    color: #1E3A8A;
}

.article-showcase-arrow:hover svg {
    transform: translateX(4px);
}

.article-showcase-card:hover .article-showcase-arrow {
    color: #1E3A8A;
}

.article-showcase-card:hover .article-showcase-arrow svg {
    transform: translateX(4px);
}

.articles-showcase-action {
    text-align: center;
    margin-top: 36px;
}

.articles-showcase-btn {
    min-height: 52px;
    padding: 12px 28px;
    font-size: 15px;
    font-weight: 600;
    border-radius: 12px;
}

/* Reviews Trust Badge */
.reviews-maps-chip--rosreestr {
    background: rgba(15, 23, 42, 0.05);
    border: 1px solid rgba(15, 23, 42, 0.12);
    color: #0F172A;
}


/* ==========================================================================
   Swiss Private Banking Light Theme for .valuation-widget (Desktop Hero)
   ========================================================================== */
.valuation-widget {
    background: #FFFFFF !important;
    border: 1px solid rgba(15, 23, 42, 0.08) !important;
    border-radius: 16px !important;
    padding: 24px !important;
    color: #0F172A !important;
    box-shadow: 0 4px 24px -2px rgba(15, 23, 42, 0.06) !important;
}

.valuation-widget__header {
    border-bottom: 1px solid rgba(15, 23, 42, 0.06);
    padding-bottom: 12px;
    margin-bottom: 16px;
}

.valuation-widget__title {
    font-size: 16.5px !important;
    font-weight: 700 !important;
    color: #0F172A !important;
}

.valuation-widget__badge-rate {
    background: rgba(30, 58, 138, 0.08) !important;
    border: 1px solid rgba(30, 58, 138, 0.2) !important;
    color: #1E3A8A !important;
    font-weight: 600 !important;
}

.valuation-address-wrapper {
    position: relative;
}

.valuation-address-icon {
    fill: #64748B !important;
}

.valuation-address-input {
    background: #FFFFFF !important;
    border: 1px solid rgba(15, 23, 42, 0.16) !important;
    color: #0F172A !important;
    font-size: 14px !important;
    border-radius: 10px !important;
}

.valuation-address-input:focus {
    border-color: #0F172A !important;
    box-shadow: 0 0 0 3px rgba(15, 23, 42, 0.08) !important;
}

.valuation-city-chips {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-bottom: 16px;
}

.valuation-city-chip {
    min-height: 34px !important;
    padding: 6px 14px !important;
    border-radius: 8px !important;
    font-size: 13px !important;
    font-weight: 500 !important;
    background: #FFFFFF !important;
    border: 1px solid #E2E8F0 !important;
    color: #475569 !important;
    cursor: pointer !important;
    transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1) !important;
    box-shadow: 0 1px 2px rgba(15, 23, 42, 0.03) !important;
}

.valuation-city-chip:hover {
    background: #F8FAFC !important;
    border-color: #CBD5E1 !important;
    color: #0F172A !important;
}

.valuation-city-chip.active {
    background: #0F172A !important;
    border-color: #0F172A !important;
    color: #FFFFFF !important;
    font-weight: 600 !important;
    box-shadow: 0 2px 6px rgba(15, 23, 42, 0.15) !important;
}

.valuation-field-label {
    color: #64748B !important;
    font-weight: 600 !important;
}

.valuation-flat-input {
    background: #FFFFFF !important;
    border: 1px solid rgba(15, 23, 42, 0.16) !important;
    color: #0F172A !important;
    border-radius: 8px !important;
}

.valuation-flat-input:focus {
    border-color: #0F172A !important;
}

.valuation-chips-group {
    background: #F1F5F9 !important;
    border: 1px solid rgba(15, 23, 42, 0.08) !important;
    border-radius: 8px !important;
}

.valuation-room-btn {
    color: #475569 !important;
}

.valuation-room-btn:hover {
    color: #0F172A !important;
}

.valuation-room-btn.active {
    background: #0F172A !important;
    color: #FFFFFF !important;
    box-shadow: 0 2px 6px rgba(15, 23, 42, 0.15) !important;
}

.valuation-display-card {
    background: #F8FAFC !important;
    border: 1px solid rgba(15, 23, 42, 0.08) !important;
    border-radius: 12px !important;
}

.valuation-display-item__label {
    color: #64748B !important;
}

.valuation-display-item__value {
    color: #0F172A !important;
}

.valuation-display-item__value--highlight {
    color: #1E3A8A !important;
}

.valuation-display-meta {
    border-top: 1px solid rgba(15, 23, 42, 0.08) !important;
    color: #64748B !important;
}

.valuation-guarantee-pill {
    background: #FFFFFF !important;
    border: 1px solid rgba(15, 23, 42, 0.08) !important;
    color: #0F172A !important;
}

.valuation-suggestions {
    background: #FFFFFF !important;
    border: 1px solid rgba(15, 23, 42, 0.12) !important;
    box-shadow: 0 10px 25px rgba(15, 23, 42, 0.1) !important;
}

.valuation-suggestion-item {
    color: #0F172A !important;
    border-bottom: 1px solid rgba(15, 23, 42, 0.06) !important;
}

.valuation-suggestion-item:hover,
.valuation-suggestion-item.active {
    background: #F1F5F9 !important;
    color: #1E3A8A !important;
}

/* Hero Scenario Button Styles (Pills 2026) */
.hero-scenario-selector {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: flex-start;
    gap: 8px;
    margin: 20px 0 24px;
    width: 100%;
}

.hero-scenario-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    min-height: 48px;
    padding: 10px 18px;
    font-size: 14px;
    font-weight: 600;
    line-height: 1.25;
    color: #0F172A;
    background: #FFFFFF;
    border: 1px solid rgba(15, 23, 42, 0.14);
    border-radius: 9999px;
    cursor: pointer;
    box-shadow: 0 2px 8px -2px rgba(15, 23, 42, 0.05);
    transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1);
    white-space: nowrap;
}

.hero-scenario-btn__icon {
    font-size: 16px;
    line-height: 1;
}

.hero-scenario-btn__text {
    font-size: 14px;
    color: inherit;
}

.hero-scenario-btn:hover {
    background: #F8FAFC;
    border-color: rgba(15, 23, 42, 0.35);
    transform: translateY(-1px);
    box-shadow: 0 4px 12px -2px rgba(15, 23, 42, 0.08);
}

.hero-scenario-btn.is-active {
    background: #0F172A;
    color: #FFFFFF;
    border-color: #0F172A;
    box-shadow: 0 4px 14px rgba(15, 23, 42, 0.2);
}

.anchor-fallback {
    position: relative;
    top: -80px;
    visibility: hidden;
    height: 0;
    margin: 0;
    padding: 0;
}


/* ==========================================================================
   Monolithic Authoritative Hero 2026 (Swiss Private Banking Standard)
   ========================================================================== */
.hero--monolith {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    max-width: 900px;
    margin: 0 auto;
    padding: clamp(32px, 5vw, 64px) 0 clamp(24px, 4vw, 40px);
}

.hero-monolith {
    display: flex;
    flex-direction: column;
    align-items: center;
    width: 100%;
    max-width: 100%;
}

.hero--monolith .hero-eyebrow-badge {
    margin-bottom: 20px;
}

.hero--monolith .hero__title {
    text-align: center !important;
    margin-left: auto !important;
    margin-right: auto !important;
    max-width: 840px;
}

.hero--monolith .hero__subtitle {
    text-align: center !important;
    margin: 16px auto 24px !important;
    max-width: 740px;
}

.hero--monolith .hero-scenario-selector {
    justify-content: center !important;
    margin: 10px auto 24px !important;
}

.hero--monolith .hero-trust-chips {
    justify-content: center !important;
    margin: 0 auto 28px !important;
    max-width: 760px;
}

.hero--monolith .hero__cta {
    display: flex;
    justify-content: center;
    width: 100%;
    margin-bottom: 20px;
}

.hero--monolith .hero__cta-btn--56 {
    min-width: 320px;
}

.hero--monolith .hero__silent-contact {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    margin: 0 auto;
}

.hero--monolith .hero__messengers-inline {
    justify-content: center;
}

/* ==========================================================================
   Calculator Grid & Watermarks Polish 2026
   ========================================================================== */
.section-bg-watermark {
    display: none !important;
}

/* ==========================================================================
   T-FORM: Финальная форма андеррайтинга и гарантии (Канон 2026)
   ========================================================================== */
.underwriting-form-card {
    max-width: 640px !important;
    margin: 0 auto !important;
    background: #FFFFFF !important;
    border: 1px solid rgba(15, 23, 42, 0.08) !important;
    border-radius: 16px !important;
    padding: clamp(24px, 4vw, 36px) clamp(18px, 3.5vw, 32px) !important;
    box-shadow: 0 4px 24px -2px rgba(15, 23, 42, 0.06) !important;
    box-sizing: border-box;
}

.btn-underwriting-submit {
    width: 100% !important;
    height: 52px !important;
    min-height: 52px !important;
    font-size: 16px !important;
    font-weight: 700 !important;
    border-radius: 10px !important;
    background: #059669 !important;
    border: none !important;
    color: #FFFFFF !important;
    box-shadow: 0 4px 14px rgba(5, 150, 105, 0.35) !important;
    cursor: pointer;
    transition: background-color 0.2s ease, transform 0.1s ease, box-shadow 0.2s ease;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    box-sizing: border-box;
}

.btn-underwriting-submit:hover {
    background: #047857 !important;
    box-shadow: 0 6px 18px rgba(5, 150, 105, 0.45) !important;
    transform: translateY(-1px);
}

.btn-underwriting-submit:active {
    transform: translateY(0);
}

.underwriting-guarantees {
    margin: 12px 0;
    text-align: center;
    font-size: 13px;
    font-weight: 600;
    color: #059669;
    line-height: 1.45;
}